Top 5 Paying Online Casinos NZ

Top 5 Paying Online Casino NZ
Top 5 High Paying Online Casino NZ

The house edge and the jackpot. These are the two determining factors as to what the game’s payout percentage will be. The online casino game with the highest house of the edge is online pokies. Therefore, online pokies carry the largest risk but they offer players the biggest jackpot prizes to win.

Introduction

If you want to play a game with extremely low house edges, but still massive jackpot opportunities and great odds, then the table games are for you.

You may find that generally Blackjack, Baccarat, and Roulette have a very low house edge, but this may vary depending on which version you decide to play.

What is the highest-paying online casino?

RankOnline CasinoRatingPlayRTPPayout SpeedWelcome BonusReview
1Spin Casino9.8/10 Play98%1-3 days100% up to $1,000 + 150 Bonus SpinsSpin Casino
2Jackpot City9.7/10 Play97%1-3 days100% up to $1,600Jackpot City
3Ruby Fortune9.6/10 Play90%2-4 days100% up to $750Ruby Fortune
4SkyCity Casino9.7/10 Play97%1-5 days100% Welcome Bonus up to $100SkyCity Casino
5Casumo Casino8.4/10 Play97%1-2 days100% up to $500 + 75 SpinsCasumo Casino
Top Paying Online Casinos In NZ

When speaking about the online casino with the highest payout, we are talking about more than just simply the payout percentage.

We are talking about casinos that offer a range of exclusive deals and bonus offers too.  Whether you are an existing player, or you’ve just signed up, these offers are available to you.

Things to consider when looking for online casinos with the best payouts

Payout Percentages
Payout Percentages
  1. Look for a casino with a valid license from a reputable regulatory authority, such as the Malta Gaming Authority, UK Gambling Commission, or Curacao eGaming.
  2. Check the casino’s payment options and ensure that they offer payout methods, such as e-wallets, cryptocurrency, or bank transfers.
  3. Read reviews and ratings from other players to get an idea of the casino’s reputation for withdrawal and customer service.
  4. Check the casino’s terms and conditions, particularly with regard to withdrawal limits, processing times, and fees.
  5. Look for a casino with a wide selection of games, including popular pokies, table games, and live dealer games, to ensure a diverse and enjoyable gaming experience.
  6. Consider the casino’s bonuses and promotions, but make sure to read the terms and conditions carefully to avoid any surprises when it comes to withdrawing your winnings.

Related read: How to find out the fastest payout casinos?

Best Online Casinos with Highest Payout Rate

1. Jackpot City Casino

Jackpot city casino mobile new zealand -Best Online Casino Payouts
Jackpot city casino mobile New Zealand

Intro:

  • Jackpot City Casino is a reputable online casino with the best payout.
  • Established in 1998, the casino is licensed and regulated by the Malta Gaming Authority and the Kahnawake Gaming Commission.

Features:

  • Jackpot City Casino offers a wide range of games, including pokies, table games, video poker, and live dealer games, all powered by Microgaming.
  • The casino is available in a mobile version, allowing players to enjoy their favourite games on the go.

Pros and Cons:

  • Pros: As one of the top-paying casinos, Jackpot City Casino offers quick and reliable withdrawals, allowing players to receive their winnings promptly.
  • The casino also offers a variety of banking methods, including e-wallets, credit/debit cards, and bank transfers.
  • Cons: The casino’s support options are limited, and access is restricted in some countries.

Licence:

  • Jackpot City Casino is licensed and regulated by the Malta Gaming Authority and the Kahnawake Gaming Commission.
  • These regulatory bodies ensure that the casino operates fairly and transparently and that players’ rights are protected.

Software:

  • Jackpot City Casino is powered by Microgaming, which is known for providing high-quality and reliable gaming software.
  • The software ensures an immersive gaming experience and seamless gameplay.

Banking and Withdrawal Time:

  • Jackpot City Casino offers a variety of banking methods, making it easy for players to deposit and withdraw funds.
  • Withdrawals are processed quickly, with e-wallets typically taking 24-48 hours and credit/debit cards and bank transfers taking 2-5 business days.

Verification Process:

  • To comply with regulatory requirements and ensure the security of player accounts, Jackpot City Casino requires players to complete a verification process.
  • This process involves submitting documents such as ID, proof of address, and payment method information.

Customer Support:

  • Jackpot City Casino offers customer support via email and live chat.
  • While support is not available 24/7, the team is responsive and helpful in resolving any issues that players may encounter.

2. Spin Casino

spin casino
spin casino

Intro:

  • Spin Casino is known to have one of the best online casino payout rates.
  • The casino has been operating since 2001 and is licensed by the Malta Gaming Authority and the Kahnawake Gaming Commission.

Features:

  • Offers a wide range of games including pokies, table games, video poker, and live dealer games.
  • Mobile version available for gaming on smartphones and tablets.
  • Generous welcome bonus and a loyalty program for continued play.

Pros:

  • Reliable withdrawals, make it a great choice for players who prioritize quick payouts.
  • Wide variety of games to choose from, including popular slots and live dealer games.
  • Generous welcome bonus and loyalty program for continued play.
  • Available on both desktop and mobile devices.
  • Accepts multiple payment methods for convenience.

Cons:

  • Limited game selection compared to some other online casinos.
  • Some players may find the withdrawal process to be more complex compared to other online casinos.
  • Live chat support is not available 24/7.

Licences

  • It holds two licenses from reputable gaming authorities: the Malta Gaming Authority and the Kahnawake Gaming Commission.
  • The Malta Gaming Authority is a well-respected regulatory body in the online gaming industry, ensuring that the casino operates in compliance with the highest industry standards.
  • The Kahnawake Gaming Commission is a regulatory body based in Canada, responsible for issuing gaming licenses to online casinos.
  • Spin Casino’s licenses from these two authorities ensure a safe and secure gaming environment for players.

Software

  • Spin Casino is powered by Microgaming software, a reputable and well-established provider in the online gaming industry.
  • The casino’s software is regularly updated to ensure that it operates smoothly and securely on all devices, including desktop and mobile.

Banking and Withdrawal time

  • Spin Casino offers a range of deposit and withdrawal options for players, including e-wallets, credit/debit cards, and bank transfers.
  • E-wallets such as Neteller, Skrill, and PayPal are typically the high-limit withdrawal methods, with processing times of 24-48 hours.
  • Withdrawals using credit/debit cards and bank transfers typically take longer, with processing times ranging from 2-5 business days.
  • The casino has a withdrawal limit of $10,000 per day, although this can vary depending on the player’s VIP level.

Verification Process

  • Spin Casino requires players to provide identification documents and proof of address for verification.
  • The verification process is usually completed within 24-48 hours.

Customer Support

  • Spin Casino provides 24/7 customer support via live chat and email.
  • The support team is knowledgeable and can assist with a range of issues including account inquiries, technical difficulties, and bonus-related questions.
  • An extensive FAQ section is available on the website.
  • Spin Casino offers resources and support for responsible gambling.
  • The casino is known for excellent customer service and resolving issues quickly and efficiently.

Also read: top fastest payout methods in NZ

3. SkyCity Online Casino

Skycity online Casino NZ
Skycity online Casino NZ

Intro

  • SkyCity Casino is located in Auckland, New Zealand and is part of the larger SkyCity Auckland complex.
  • It is a popular entertainment destination offering a wide range of gaming options, including table games and slot machines.
  • In addition to gambling, the casino also hosts events and offers dining and drinking options for visitors.
  • SkyCity Casino has a reputation for being one of the high limit payout casinos in New Zealand.

Features

  • It is part of the larger SkyCity Auckland complex, which includes a hotel, convention center, bars, and restaurants.
  • The casino offers a wide range of gaming options, including table games and slot machines.
  • SkyCity Casino has a reputation for being one of the best-paying online casinos in New Zealand.
  • The casino uses modern payment methods and efficient payment processing systems to ensure quick payouts.
  • SkyCity Casino has a dedicated payment team available to assist players with any payment-related queries.
  • Most withdrawals are processed within 24 hours at SkyCity Casino.
  • The casino is licensed and regulated by the New Zealand Gambling Commission.
  • SkyCity Casino also hosts events and offers dining and drinking options for visitors.

Pros:

  • Fast payout times
  • Wide range of gaming options
  • Convenient location in the heart of Auckland
  • Reputable and secure online casino
  • Dedicated payment team for quick and efficient payment processing

Cons:

  • Limited promotions and bonuses compared to other online casinos
  • Limited support for cryptocurrencies as a payment method
  • No sports betting options are available
  • Some players may find the casino too crowded and noisy
  • Limited options for non-gamblers who are accompanying players.

License

  • SkyCity Casino is licensed and regulated by the New Zealand Gambling Commission.
  • The New Zealand Gambling Commission is responsible for ensuring that all gambling activities in New Zealand are conducted in a fair and safe manner.
  • SkyCity Casino is required to adhere to strict regulations and guidelines set forth by the New Zealand Gambling Commission to maintain its license.
  • The license ensures that SkyCity Casino is a reputable and trustworthy online casino that is committed to providing a safe and secure gaming experience for its players.
  • The New Zealand Gambling Commission regularly audits SkyCity Casino to ensure that it is complying with all regulations and guidelines.

Software

  • SkyCity Casino uses software from several leading online casino software providers, including NetEnt, Microgaming, and Evolution Gaming.
  • The software providers used by SkyCity Casino are known for developing high-quality games with excellent graphics and sound effects.
  • The software used at SkyCity Casino is regularly audited by independent third-party companies to ensure that the games are fair and random.
  • The software is available in both download and instant play formats, allowing players to choose the method that works best for them.
  • SkyCity Casino also offers a mobile version of its software, allowing players to access their favourite games on the go using their smartphones or tablets.

Banking and Withdrawal Time

  • SkyCity Casino offers a variety of banking options for deposits and withdrawals, including credit cards, e-wallets, and bank transfers.
  • The casino has a dedicated payment team that works to ensure that payments are processed quickly and accurately.
  • Withdrawal requests are usually processed within 24 hours.
  • The actual withdrawal time may vary depending on the chosen payment method and the player’s bank or financial institution.
  • Players may be required to provide identification and proof of address before withdrawals can be processed to comply with the casino’s security policies and regulations.

Verification Process

  • Verification is required before players can make a withdrawal.
  • Players may need to provide identification and proof of address.
  • The process can take up to 48 hours.
  • Submitting documents promptly can help avoid delays.
  • Once verified, players can withdraw funds without further issues.

Customer Support

  • Available 24/7 via live chat, email, and phone.
  • Knowledgeable and responsive support team.
  • The comprehensive FAQ section on the website.
  • Offers support and resources for problem gambling.
  • Friendly and helpful support team in English.

Also read: A Complete Guide to Depositing and Withdrawing Litecoins at NZ Casinos

4. 888 Casino

888 Casino NZ Review
888 Casino NZ Review

Intro:

  • 888 Casino is a top-rated online casino.
  • With its efficient banking system and secure payment options, 888 Casino ensures quick and hassle-free withdrawals.

Features:

  • 888 Casino offers a wide range of popular casino games from top software providers.
  • The casino provides an immersive live dealer experience with a variety of live games.
  • It offers a generous welcome bonus and frequent promotions for its players.
  • The casino is available in multiple languages and provides excellent customer support.
  • Players can enjoy 888 Casino on their desktop or mobile devices through its user-friendly platform.

Pros:

  • Offers a wide variety of secure payment options
  • Has a VIP program with exclusive rewards and benefits
  • Provides 24/7 customer support through various channels
  • Offers a large selection of games from top software providers

Cons:

  • The verification process can be time-consuming and tedious
  • Withdrawal limits are lower than some other online casinos
  • The mobile app has fewer games than the desktop version

License:

  • 888 casino is licensed by the UK Gambling Commission, Gibraltar Gambling Commission, and the Malta Gaming Authority.
  • These licenses ensure that the casino operates legally, fairly, and transparently.

Software:

  • 888 Casino uses software from multiple renowned providers like NetEnt, IGT, and Random Logic.
  • The games are optimized for both desktop and mobile devices, ensuring seamless gameplay on all platforms.

Banking and Withdrawal Time:

  • Accepts a wide range of payment methods, including credit/debit cards, e-wallets, and bank transfers.
  • Withdrawal times can vary depending on the payment method used, but e-wallets typically offer the cashouts, with transactions processed within 1-2 business days.
  • Bank transfers and credit/debit card withdrawals may take longer, typically 3-5 business days or more.
  • Withdrawal limits and processing times may also vary depending on the player’s VIP status and the amount requested.

Verification Process:

  • The verification process at 888 Casino involves submitting some personal identification documents such as a passport, driving license or national ID card, and a proof of address document.
  • The documents are reviewed by the casino’s security team, which may take up to 72 hours.
  • Once the documents are approved, players can enjoy uninterrupted gaming.

Customer Support:

  • 24/7 customer support is available through live chat, email, and phone.
  • Support is available in multiple languages, including English, Spanish, German, and French.
  • Responsive and helpful customer service agents, with prompt resolution times for most issues.

5. Casumo Casino

Casumo Casino
Casumo Casino

Intro:

  • Casumo Casino is a popular online casino known for its fast payout times.
  • As one of the top-payout casinos, Casumo offers players quick and reliable access to their winnings.

Features:

  • Wide selection of games from top providers
  • Mobile-friendly platform with a dedicated mobile app
  • 24/7 customer support via live chat and email
  • Fast and secure payment options
  • Rewards program with loyalty points and bonuses
  • Regular promotions and tournaments
  • Responsible gaming tools and resources.

Pros:

  • Casumo Casino offers a wide range of payment options, including e-wallets, credit/debit cards, and bank transfers.
  • Withdrawals are processed quickly, with e-wallets usually being credited within 24 hours.
  • The casino has a user-friendly interface, making it easy for players to navigate.

Cons:

  • The withdrawal limits may not be suitable for high rollers, as the maximum withdrawal amount is capped at €10,000 per transaction.
  • Some players have reported issues with the verification process, which can delay withdrawals.
  • The casino does not offer phone support, which may be a drawback for some players.

Software:

  • Casumo Casino is licensed and regulated by the Malta Gaming Authority and the United Kingdom Gambling Commission.
  • The casino is also certified by eCOGRA, ensuring fair and safe gameplay for players.
  • Additionally, Casumo has licenses and permits from other regulatory bodies, allowing it to operate in several countries.

Banking and Withdrawal Time:

  • Casumo Casino offers a variety of payment options, including credit/debit cards, e-wallets, and bank transfers.
  • The casino claims to process withdrawals within 23 hours, which is considered quite fast compared to many other online casinos.
  • Withdrawal times may vary depending on the payment method chosen.

Verification Process

  • The process involves submitting the necessary documents such as ID, proof of address, and payment method details through the website or mobile app.
  • In some cases, Casumo may require additional verification checks, such as video verification, to ensure the account is legitimate and secure.

Customer Support

  • 24/7 live chat support available for quick assistance
  • Email support available for more complex inquiries or issues
  • Comprehensive FAQ section with answers to common questions
  • Multilingual customer support is available in several languages
  • A responsive and helpful support team that strives to resolve issues promptly

‘Ideal” Payout Percentage

Ideal Payout Percentage
Ideal Payout Percentage

It may seem that a lower payout percentage suggests the casino is ‘bad’. This is not always the case and you need to remember that the online casino payout percentages are based on thousands of different games, and large wins and losses will significantly influence the final amount. We would say that the ‘ideal’ payout percentage for a casino is anything above 95%.

Also read: Full list of fast payout online casinos

What Online Casino Pays Out the Most?


The online casino that pays out the most is the one that has the highest RTP percentage and the fastest payout speed. Above-listed the some of the highest-paying online casinos.

Synopsis

Finally, the online casinos with the highest payout rate in NZ offer players the chance to enjoy their winnings quickly and easily.

With reliable banking options, efficient verification processes, and helpful customer support, players can have peace of mind when choosing to play at these casinos. Whether it’s Spin Casino, Royal Vegas, 888 Casino, or Casumo, players can expect a high level of quality and service, making their gaming experience more enjoyable and satisfying.

So, if you’re looking for the best online casino with the highest payout, these top picks are worth considering.

FAQs

1. Where can I find the payout percentages for a casino?

It differs. Often you will find them on the company website of whoever audited the casino’s software and games. Many times you may see them posted on their website.

2. In case I win a large amount of money, should I cash it out all at once?

That’s your choice and to an extent, the casino, too.

If the casino is reliable, do whatever works best for you. If the casino is sketchy, then get your money off as fast as you can.

Some casinos have limitations on cashing out money per day/week/month. You need to read their banking page and/or terms and conditions – or simply contact them – to find out if your casino does.

3. Can I make money from playing at online casinos?

You can, yes. Although it does not guarantee you make a profit. Most people don’t, and a few of them win massive 6- and 7-figure jackpots.

4. How do casinos make money?

Each casino game is programmed in a way to give the house an edge (the “house edge”). This edge can be as little as half a percent (blackjack), to as much as 15+ (slots) or 30+ (keno) percent.

The edge for each game is defined by how each game is designed (like the 0 or 00 in roulette), how difficult it is to accomplish (a royal flush), the payouts for each outcome (3:2 or 6:5 for a natural blackjack), or the rules of the game. Or any combination of these things.

5. How do casinos make money from the house edge?

It is easy to understand with an example!

Say you’re playing a game with a 1% house edge. For every $100 you spend playing this game, the casino receives $1 (1% of 100). They might receive more or less every round. But in the long run, this will average out to $1.

When you figure that they are dealing dozens or even hundreds of hands per hour – PER TABLE – it’s not difficult to see how they can make massive amounts of money. And that’s just for their table games.

If you want to see how much money you can expect to lose to the casino (in the long run), simply multiply how much you’re betting by the house edge (in decimal form).

6. How do I make a deposit to an internet casino?

It’s no different than shopping online. Each banking method will be different, but the steps are this:

  • Go to the cashier.
  • Choose your banking method.
  • Enter your details – card number, bank account number, e-wallet address, etc.
  • Enter how much you want to deposit.
  • Click submit.

Based on the method you choose, your deposit will take anywhere from 0 minutes to 60+ minutes to process and be available for play.

7. How do casinos make money from the RTP?

RTP stands for “return to player,” and is simply a different way of showing the casino’s house edge.

For instance, instead of saying a game has a 1% house edge, you’d say that the game has a 99% RTP.

You can make out the house edge – and what the casino makes per wager in the long run – by multiplying the RTP by the amount of your bet.

8. How quickly can I cash out my winnings?

The process of asking for a cash-out is fast. It takes a few minutes.

However, processing the transaction and getting the cash out in your hands is another matter altogether. It depends on the banking method, the casino, and where you live.

Here Bitcoin is nearly instant if the casino is available 24/7 to process requests. E-wallets (like Neteller and PayPal) are fast, too, taking minutes to a few hours.

The rest of the processes get delayed. Credit cards can take a few days. Cash transfers (such as Western Union) can take 3-7 days, as can bank wires. Paper checks can take 1-2+ weeks to get to you.

And that’s once the casino processes your request, which can take a few hours to a few days.

9. Is there a minimum deposit for online casinos?

Yes. Again, this is something that is based on the casino and banking method. But the minimum deposit for most options will vary from $5 to $20. Other casinos have little higher minimums around $50 or so.

About the author

Michaela Scott stands as one of the leading voices in New Zealand's online gaming scene. With a tenure spanning nearly a decade at PokiesMobile NZ, Michaela's contributions range from meticulously crafted game reviews to in-depth industry analysis. Hailing from Christchurch, she brings a mix of local insights and global perspectives to her writings. Her dedication to staying ahead of industry trends and her unparalleled expertise make her pieces both educational and enjoyable. Outside her gaming pursuits, Michaela is a passionate hiker, often drawing parallels between the unpredictability of the trails and the thrill of pokies.

Michaela Scott

Michaela Scott stands as one of the leading voices in New Zealand's online gaming scene. With a tenure spanning nearly a decade at PokiesMobile NZ, Michaela's contributions range from meticulously crafted game reviews to in-depth industry analysis. Hailing from Christchurch, she brings a mix of local insights and global perspectives to her writings. Her dedication to staying ahead of industry trends and her unparalleled expertise make her pieces both educational and enjoyable. Outside her gaming pursuits, Michaela is a passionate hiker, often drawing parallels between the unpredictability of the trails and the thrill of pokies.