Top 5 Paying Online Casinos NZ

Top 5 Paying Online Casino NZ
Top 5 High Paying Online Casino NZ

The house edge and the jackpot. These are the two determining factors as to what the game’s payout percentage will be.

The online casino game with the highest house of the edge is online pokies. Therefore, online pokies carry the most significant risk but offer players the biggest jackpot prizes.

If you want to play a game with a low house edge but still massive jackpot opportunities and great odds, then the table games are for you.

Blackjack, Baccarat, and Roulette have a very low house edge, but this may vary depending on your version.

What Is the Highest-Paying Online Casino?

RankOnline CasinoRatingPlayRTPPayout SpeedWelcome BonusReview
1Spin Casino9.8/10 Play98%1-3 days100% up to $1,000 + 150 Bonus SpinsSpin Casino
2Jackpot City9.7/10 Play97%1-3 days100% up to $1,600Jackpot City
3888 Casino9.6/10 Play90%2-4 days100% up to $200Ruby Fortune
4SkyCity Casino9.7/10 Play97%1-5 days100% Welcome Bonus up to $100SkyCity Casino
5Casumo Casino 8.4/10 Play97%1-2 days100% up to $500 + 75 SpinsCasumo Casino
Top Paying Online Casinos In NZ

When discussing the online casino with the highest payout, we discuss more than the payout percentage.

We are talking about casinos offering a range of exclusive deals and bonus offers.  Whether you are an existing player or have just signed up, these offers are available.

Things To Consider When Looking for Online Casinos With the Best Payouts

Payout Percentages
Payout Percentages
  1. Look for a casino with a valid license from a reputable regulatory authority, such as the Malta Gaming Authority, UK Gambling Commission, or Curacao eGaming.
  2. Check the casino’s payment options and ensure they offer payout methods, such as e-wallets, cryptocurrency, or bank transfers.
  3. Read reviews and ratings from other players to understand the casino’s reputation for withdrawal and customer service.
  4. Check the casino’s terms and conditions concerning withdrawal limits, processing times, and fees.
  5. Look for a casino with a wide selection of popular pokies, table games, and live dealer games to ensure a diverse and enjoyable gaming experience.
  6. Consider the casino’s bonuses and promotions, but read the terms and conditions carefully to avoid any surprises when withdrawing your winnings.

Best Online Casinos with Highest Payout Rate

1. Jackpot City Casino – 98% RTP

Jackpot city casino mobile new zealand -Best Online Casino Payouts
Jackpot City Casino Mobile New Zealand

Jackpot City Casino is a reputable online casino with the best payout.

Established in 1998, the casino is licensed and regulated by the Alderney Gambling Control Commission and verified by eCOGRA.


  • Jackpot City Casino offers a wide range of games, including pokies, table games, video poker, and live dealer games, all powered by Microgaming.
  • Welcome Offer: 295 Free Spins for games like Wacky Panda and Atlantean Treasures Mega Moolah, plus a $1600 bonus.
  • Quick Registration: Get started in just one minute for instant gaming action.
  • Payment Methods: Options include Skrill, NETELLER, Paysafecard, MasterCard, VISA, GPay, and POLI.
  • Processing Times:
    • Bank and card methods: 1 to 3 business days.
    • E-wallets (Skrill, NETELLER): 24 to 48 hours for swift withdrawals.
  • User-Friendly Platform: Jackpot City provides an exciting and easy-to-use online gaming experience.


  • Generous Welcome
  • Diverse Payments: Skrill, NETELLER, and more.
  • E-wallets in 24-48 hours.
  • User-Friendly


  • Bank/cards 1-3 days.
  • Wagering: Check bonus terms.
  • Country Restrictions
  • Confirm eligible games.
  • E-wallet Dependency

Jackpot City Casino is powered by Microgaming, which is known for providing high-quality and reliable gaming software.

Jackpot City Casino offers a variety of banking methods, making it easy for players to deposit and withdraw funds.

Withdrawals are processed quickly, with e-wallets typically taking 24-48 hours and credit/debit cards and bank transfers taking 2-5 business days.

Verification Process:

  • To comply with regulatory requirements and ensure the security of player accounts, Jackpot City Casino requires players to complete a verification process.
  • This process involves submitting documents such as ID, proof of address, and payment method information.

Customer Support:

  • Jackpot City Casino offers customer support via email and live chat.
  • While support is unavailable 24/7, the team is responsive and helpful in resolving any issues that players may encounter.

2. Spin Casino – 97% RTP

spin casino
spin casino

Spin Casino is known to have one of the best online casino payout rates.

The casino has been operating since 2001 and is licensed by the Alderney Gambling Control Commission. It has eCOGRA verification and allows individuals who are 18+.


  • Free Spins Offer: Enjoy 170 Free Spins for games like Agent Jane Blonde Returns and Fortunium Gold Mega Moolah.
  • Generous Bonus: Get a $1,000 Bonus with a 100% match up to $1,000.
  • Quick Registration: Sign up in just one minute.
  • Payment Methods: Choose from a variety of options, including NETELLER, Skrill, Paysafecard, PayPal, MasterCard, VISA, Apple Pay, and POLI.
  • Processing Times:
    • Visa and Swift: 1 to 3 business days.
    • Skrill and Neteller: Instant processing.
  • Generous welcome bonus and a loyalty program for continued play.


  1. Extensive game selection of 1,000+ titles.
  2. Licensed, ensuring secure and fair play.
  3. Generous welcome bonus package.
  4. loyalty program.
  5. Diverse payment options for convenience.


  1. High wagering requirements on bonuses.
  2. Limited 24/7 customer support availability.
  3. Geographic restrictions on accessibility.
  4. Withdrawal fees for certain methods.
  5. The potential risk of problem gambling.

Spin Casino’s licenses from these two authorities ensure a safe and secure gaming environment for players.

It is powered by Microgaming software, a reputable and well-established provider in the online gaming industry.

Banking and Withdrawal time

  • Spin Casino offers players a range of deposit and withdrawal options, including e-wallets, credit/debit cards, and bank transfers.
  • E-wallets like Neteller, Skrill, and PayPal are typically high-limit withdrawal methods, with processing times of 24-48 hours.
  • Withdrawals using credit/debit cards and bank transfers typically take longer, with processing times ranging from 2-5 business days.
  • The casino has a daily withdrawal limit of $10,000, depending on the player’s VIP level.

Verification Process

  • Spin Casino requires players to provide identification documents and proof of address for verification.
  • The verification process is usually completed within 24-48 hours.

Customer Support

  • Spin Casino provides 24/7 customer support via live chat and email.
  • An extensive FAQ section is available on the website.
  • Spin Casino offers resources and support for responsible gambling.

3. SkyCity Online Casino – 90% RTP

Skycity online Casino NZ
SkyCity Online Casino NZ

SkyCity Casino is located in Auckland, New Zealand, and is part of the larger SkyCity Auckland complex.

It is a popular entertainment destination offering various gaming options, including table games and pokies machines.

In addition to gambling, the casino also hosts events and offers dining and drinking options for visitors.

SkyCity Casino has a reputation for being one of the high-limit payout casinos in New Zealand.


  • It is part of the larger SkyCity Auckland complex, which includes a hotel, convention center, bars, and restaurants.
  • No-Deposit Spins: Enjoy 33 no-deposit spins on popular pokies like Sweet Bonanza, Gates of Olympus, The Dog House, and Fruit Party.
  • Free Spins Bonus: Receive 70 free spins on the same slot games mentioned above.
  • $100 Bonus: Benefit from a 100% up to $100 bonus upon registration.
  • Quick Registration: The registration process is quick, taking only one minute.
  • Payment Options: Choose from various payment methods, including VISA, MasterCard, Paysafecard, NETELLER, Skrill, Bank Transfer, and POLI.
  • Fast Withdrawals: Visa and Mastercard withdrawals typically take 1 to 3 business days, while Skrill and Neteller provide instant withdrawals.


  • Fast payout times
  • Wide range of gaming options
  • Convenient location in the heart of Auckland
  • Reputable and secure online casino
  • Dedicated payment team for quick and efficient payment processing


  • Limited promotions and bonuses compared to other online casinos
  • Limited support for cryptocurrencies as a payment method
  • No sports betting options are available
  • Some players may find the casino too crowded and noisy
  • Limited options for non-gamblers who are accompanying players.


  • SkyCity Casino is licensed and regulated by the New Zealand Gambling Commission.
  • The New Zealand Gambling Commission is responsible for ensuring that all gambling activities in New Zealand are conducted fairly and safely.
  • The license ensures that SkyCity Casino is a reputable and trustworthy online casino committed to providing its players with a safe and secure gaming experience.
  • The New Zealand Gambling Commission audits SkyCity Casino to ensure it complies with all regulations and guidelines.

SkyCity Casino uses software from several leading online casino software providers, including NetEnt, Microgaming, and Evolution Gaming.

It also offers a mobile version of its software, allowing players to access their favourite games on the go using their smartphones or tablets.

Banking and Withdrawal Time

  • SkyCity Casino offers banking options for deposits and withdrawals, including credit cards, e-wallets, and bank transfers.
  • The casino has a dedicated payment team that ensures payments are processed quickly and accurately.
  • Withdrawal requests are usually processed within 24 hours.
  • The withdrawal time may vary depending on the chosen payment method and the player’s bank or financial institution.

Verification Process

  • Verification is required before players can make a withdrawal.
  • Players may need to provide identification and proof of address.
  • The process can take up to 48 hours.
  • Submitting documents promptly can help avoid delays.
  • Once verified, players can withdraw funds without further issues.

Customer Support

  • Available 24/7 via live chat, email, and phone.
  • Knowledgeable and responsive support team.
  • The comprehensive FAQ section on the website.

4. 888 Casino – 97% RTP

888 Casino NZ Review
888 Casino NZ Review

888 Casino is a top-rated online casino.

With its efficient banking system and secure payment options, 888 Casino ensures quick and hassle-free withdrawals.


  • 88 Free Spins – No Deposit Needed: Access top online casino games with 88 free spins without requiring any initial deposit.
  • $1000 Welcome Bonus: Enjoy a 100% up to $1000 welcome bonus upon joining.
  • Diverse Payment Options: Choose from a variety of payment methods, including Visa, Skrill, MuchBetter, NETELLER, ecoPayz, INTERAC® e-Transfer, Paysafecard, AstroPay, Online Bank Transfer, and Instadebit.
  • Processing Times:
    • Visa: Up to 5 days.
    • Mastercard: Processed within 3 days.
    • Ecopayz: Processed in 1-2 days.
    • INTERAC® E-TRANSFER: Processed in 1-3 days.
    • MUCHBETTER: Processed in 1-2 days.
    • NETELLER: Processed in 1-2 days.
    • SKRILL: Processed in 1-2 days.
    • Wire Transfer: Processed in 4-7 days.


  • Offers a wide variety of secure payment options
  • It has a VIP program with exclusive rewards and benefits
  • Provides 24/7 customer support through various channels
  • Offers a large selection of games from top software providers


  • The verification process can be time-consuming and tedious
  • Withdrawal limits are lower than some other online casinos


  • The UK Gambling Commission, Gibraltar Gambling Commission, and the Malta Gaming Authority license 888 casinos.
  • These licenses ensure that the casino operates legally, fairly, and transparently.

888 Casino uses software from renowned providers like NetEnt, IGT, and Random Logic.

The games are optimized for desktop and mobile devices, ensuring seamless gameplay on all platforms.

Banking and Withdrawal Time:

  • Accepts various payment methods, including credit/debit cards, e-wallets, and bank transfers.
  • Withdrawal times can vary depending on the payment method used, but e-wallets typically offer cashouts, with transactions processed within 1-2 business days.
  • Bank transfers and credit/debit card withdrawals may take longer, typically 3-5 business days or more.

Withdrawal limits and processing times may also vary depending on the player’s VIP status and requested amount.

Verification Process:

  • The verification process at 888 Casino involves submitting personal identification documents such as a passport, driving license, national ID card, and proof of address.
  • The casino’s security team reviews the documents, which may take up to 72 hours.
  • Once the documents are approved, players can enjoy uninterrupted gaming.

Customer Support:

  • 24/7 customer support is available through live chat, email, and phone.
  • Support is available in multiple languages, including English, Spanish, German, and French.

5. Casumo Casino – 97% RTP

Casumo Casino
Casumo Casino

Casumo Casino is a popular online casino known for its fast payout times.

Casumo, one of the top-payout casinos, offers players quick and reliable access to their winnings.


  • 5 No-Deposit Spins: Try your luck with 5 no-deposit spins on Hyper Gold.
  • 50 Free Spins: Enjoy an additional 50 free spins for Hyper Gold.
  • $1,200 Bonus: Benefit from a 100% bonus, up to $1,200, on your initial deposit.
  • Quick Registration: Sign up in just one minute for immediate access.
  • Payment Options:
    • Payforit
    • Paysafecard
    • Skrill
    • MasterCard
    • VISA
    • PayByPhone
  • Fast Withdrawals:
    • Visa and Mastercard: 1 to 3 business days.
    • Skrill and Neteller: Instant processing.


  • It offers various payment options, including e-wallets, credit/debit cards, and bank transfers.
  • Withdrawals are processed quickly, with e-wallets usually being credited within 24 hours.
  • The casino has a user-friendly interface, making it easy for players to navigate.


  • The withdrawal limits may not be suitable for high rollers, as the maximum withdrawal amount is capped at $10,000 per transaction.
  • Some players have reported issues with the verification process, which can delay withdrawals.
  • The casino does not offer phone support, which may be a drawback for some players.

Casumo Casino is licensed and regulated by the Government of Gibraltar.

The casino is also certified by eCOGRA, ensuring fair and safe gameplay for players.

Additionally, Casumo has licenses and permits from other regulatory bodies, allowing it to operate in several countries.

Banking and Withdrawal Time:

  • Casumo Casino offers local payment options, including credit/debit cards, e-wallets, and bank transfers.
  • The casino claims to process withdrawals within 23 hours, which is quite fast compared to many other online casinos.
  • Withdrawal times may vary depending on the payment method chosen.

Verification Process

  • The process involves submitting documents such as ID, proof of address, and payment method details through the website or mobile app.
  • In some cases, Casumo may require additional verification checks, such as video verification, to ensure the account is legitimate and secure.

Customer Support

  • 24/7 live chat support is available for quick assistance
  • Email support is available for more complex inquiries or issues
  • Comprehensive FAQ section with answers to common questions

‘Ideal” Payout Percentage

Ideal Payout Percentage
Ideal Payout Percentage

It may seem that a lower payout percentage suggests the casino is ‘bad’.

This is not always the case. You must remember that the online casino payout percentages are based on thousands of games, and significant wins and losses will significantly influence the final amount.

We would say that a casino’s ‘ideal’ payout percentage is anything above 95%.

What Online Casino Pays Out the Most?

The online casino that pays out the most has the highest RTP percentage and the fastest payout speed. The above-listed are some of the highest-paying online casinos.

Final Thoughts

Finally, online casinos with high payout rates allow players to enjoy their winnings quickly and easily. With reliable banking options, efficient verification processes, and helpful customer support, players can have peace of mind when choosing to play at these casinos.

Whether it’s Spin Casino, Royal Vegas, 888 Casino, or Casumo, players can expect high quality and service, making their gaming experience more enjoyable and satisfying.

So, if you’re looking for the best online casino with the highest payout, these top picks are worth considering.


Where can I find the payout percentages for a casino?

It differs. Often, you will find them on the company website, where they are listed as those who audited the casino’s software and games. Many times, you may see them posted on their website.

In case I win a large amount of money, should I cash it out all at once?

That’s your choice and, to an extent, the casino’s.

If the casino is reliable, do whatever works best for you. If the casino is sketchy, get your money off quickly.

Some casinos limit cashing out money per day, week, or month. You need to read their banking page and/or terms and conditions—or contact them—to determine if your casino does.

Can I make money from playing at online casinos?

You can, yes. However, it does not guarantee that you will make a profit. Most people don’t, and a few win massive six—and seven-figure jackpots.

How do casinos make money?

Each casino game is programmed to give the house an edge (the “house edge”). This edge can be as little as half a percent (blackjack), to as much as 15+ (slots) or 30+ (keno) percent.

The edge for each game is defined by how it is designed (like the 0 or 00 in roulette), how difficult it is to accomplish (a royal flush), the payouts for each outcome (3:2 or 6:5 for a natural blackjack), or the rules of the game—or any combination of these things.

How do casinos make money from the house edge?

It is easy to understand with an example!

Say you’re playing a game with a 1% house edge. For every $100 you spend playing this game, the casino receives $1 (1% of 100). They might receive more or less every round. But in the long run, this will average out to $1.

When you consider that they deal dozens or even hundreds of hands per hour—PER TABLE—it’s not difficult to see how they can make massive amounts of money.

And that’s just for their table games.

If you want to see how much money you can expect to lose to the casino (in the long run), multiply how much you’re betting by the house edge (in decimal form).

How do I deposit to an online casino?

It’s no different than shopping online. Each banking method will be different, but the steps are this:

Go to the cashier.
Choose your banking method.
Enter your details – card number, bank account number, e-wallet address, etc.
Enter how much you want to deposit.
Click submit.

Depending on your chosen method, your deposit will take 0 to 60+ minutes to process and be available for play.

How do casinos make money from the RTP?

RTP stands for “return to player” and is a different way of showing the casino’s house edge.

For instance, instead of saying a game has a 1% house edge, you’d say that the game has a 99% RTP.

You can make out the house edge – and what the casino makes per wager in the long run – by multiplying the RTP by the amount of your bet.

How quickly can I cash out my winnings?

The process of asking for a cash-out is fast. It takes a few minutes.

However, processing the transaction and getting the cash out is another matter altogether. It depends on the banking method, the casino, and where you live.

Bitcoin is nearly instant if the casino is available 24/7 to process requests. E-wallets (like Neteller and PayPal) are fast, too, taking minutes to a few hours.

The rest of the processes get delayed. Credit cards can take a few days. Cash transfers (such as Western Union) can take 3-7 days, as can bank wires. Paper checks can take 1-2+ weeks to arrive.

And that’s once the casino processes your request, which can take a few hours to a few days.

Is there a minimum deposit for online casinos?

Yes. Again, this is based on the casino and banking method. The minimum deposit for most options will vary from $5 to $20.

Other casinos have slightly higher minimums, around $50 or so.

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About the author

Michaela Scott

Michaela Scott

Michaela Scott stands as one of the leading voices in New Zealand's online gaming scene.

With a tenure spanning nearly a decade at PokiesMobile NZ, Michaela's contributions range from meticulously crafted game reviews to in-depth industry analysis.

Hailing from Christchurch, she brings a mix of local insights and global perspectives to her writings.

Her dedication to staying ahead of industry trends and her unparalleled expertise make her pieces both educational and enjoyable.