Top 5 Online Scratch Cards with High RTPs

Top 5 Online Scratch Cards with High RTPs
Top 5 Online Scratch Cards with High RTPs

Scratch cards are super popular worldwide, sometimes even more than other lottery games. People love them for different reasons.

Some think they have better chances of winning, while others like finding out instantly if they’ve won. But what really makes them a hit are two things: they’re cheap and easy to get. You can play without spending much, usually just $1 to $5.

Traditional scratch cards have silver panels you scratch off to see if you’ve won. You need certain symbols or numbers to win.

Now, there are online scratch cards, too. They’re like the physical ones but digital. You still scratch off panels to reveal symbols or cash prizes. Whether you like the feel of real cards or the convenience of online ones, the fun of scratching and winning is the same.

Related read: Online Scratchies – Odds and Advantages

What is Return To Player (RTP)?

One of the most significant features of most scratch cards is the ability to reveal everything. This saves time; you do not need to scratch each panel.

We would all like to be able to determine the odds of winning with a specific scratch card, but that is simply impossible.

So, determining the theoretical return-to-player value is the next best thing to do. This percentage is never guaranteed, but it is a good guide for how often you may expect to win. The higher the RTP is, the higher your chances of winning.

Online Scratchies With The Highest RTPs

Scratch Card GameRTP (%)Bonus FeaturesJackpot
Wish Upon a Jackpot96.06Fairy Godmother Bonus and Jack & the Beanstalk BonusYes
Genie Jackpots95.82Treasure Chest Bonus and Lamp SelectionYes (Progressive)
Pig Wizard95.82Roll the Die Bonus and MultipliersYes (Progressive)
Gorilla Go Wild95.43Toucan, Monkey, and Gorilla SymbolsYes
Merlin’s Millions95.17Match Three Symbols to WinYes

1. Wish Upon a Jackpot – 96.06%

Wish Upon a Jackpot - 96.06%
Wish Upon a Jackpot – 96.06%

Wish Upon a Jackpot currently holds one of the highest RTP values, at 96.06%. Enter the world of fairy tales on this Shrek-esque adventure that features symbols such as the Frog Prince, Puss in Boots, and the Gingerbread Man.

Scratch away at magical orb panels to reveal three of the same icons. Two bonus games are featured and add further to the excitement.

The first bonus game ties into the tale of Jack and the Beanstalk, and players must match up symbols on a slot machine.

The second bonus game is randomly triggered. In it, the fairy Godmother appears and casts her wand over the scratch card, conjuring extra matching symbols for bigger cash prizes.

Editor’s Choice: How to Play Online Scratchies In NZ With Mobile?

2. Genie Jackpots – 95.82%

Wish Upon a Jackpot - 96.06%
Wish Upon a Jackpot – 96.06%

This online scratch card is tied to a slot with the same name, Genie Jackpots. Both of the games can trigger the Vegas Millions progressive jackpot.

This happens if the player uncovers letters that spell out V-E-G-A-S. In addition to the main game, there is also a Treasure Chest Bonus round. A Genie reveals a mystical treasure room and uses a mallet to strike open a treasure chest.

Whatever amount appears on the treasure chest is won by the player, but that isn’t all. An invitation is extended to choose from one of three lamps.

Pick the correct one that the genie is hiding in, and he will have another strike at the chest. This cycle can continue until you reveal a collect symbol.

3. Pig Wizard – 95.82%

Pig Wizard - 95.82%
Pig Wizard – 95.82%

Another brilliant online scratch card for real money offers a promising RTP value of 95.82%. The game’s highest symbol is a hilarious 3D pig wizard practising magic in a starry robe. If you reveal three pig wizards, you will win 100x your initial bet. This game is also tied into a V-E-G-A-S progressive jackpot.

Another game will be triggered by landing three bonus symbols. The player rolls a die and moves around a game board.

Along the way, they will collect additional prizes and multipliers. However, avoiding the curse is your primary goal. Otherwise, the bonus game will be over.

4. Gorilla Go Wild- 95.43%

Gorilla Go Wild
Gorilla Go Wild

Gorilla Go Wild brings a cartoony jungle theme to this online scratch card, featuring a bounty of animals as symbols, including a toucan, a monkey, and a lemur, along with the titular gorilla.

Players can place wagers from 30p up to $180. They can win 1,000 times the initial stake, and with an RTP value of 95.43%, the odds of winning are strong.

If you strike three bananas or lemurs, you don’t win anything, but three matching toucans will start you off with five times your bet. The monkey gives 10x, an Aztec coin 50x, a crown 100x, and uncovering three gorillas hits the jackpot.

5. Merlin’s Millions- 95.17%

Merlin’s Millions
Merlin’s Millions

In this scratch card, King Arthur’s trusty wizard looks to cast his magic over your day and guide you to good fortune with this fun and colourful online scratch card.

With Merlin’s Millions, players can bet between 20p and $200, with the chance to win the jackpot of $250,000. You need to scratch nine panels away and hope to reveal three matching symbols.

Like its pokies counterpart, the game is a mixture of owls, spell books, orbs, and Merlin himself. The object of the game is simple: match three symbols to win.

Once you’ve loaded the game, bets range from $0.20 to $200 per turn. To win the top prize, you’ll have to bet the maximum.

However, if that’s too much, you can still win 1,000X your stake by betting any amount above the $0.20 minimum.


What are the differences between physical and online scratch cards?

The main difference is the medium. Physical scratch cards are tangible and require manual scratching, while online versions are digital and involve clicking or tapping to reveal symbols. The gameplay concept remains the same.

Are there any strategies for playing online scratch cards?

Scratch cards are primarily games of luck, so there are no foolproof strategies. However, you can choose cards with higher RTP, set a budget, and play responsibly to maximize your enjoyment.

Can I win jackpots with online scratch cards?

Yes, some online scratch cards offer jackpots. To win the jackpot, you may need to uncover specific combinations of symbols or numbers. Always check the game rules for jackpot details.

Are online scratch cards secure to play?

Online scratch cards from reputable casinos and gaming sites are secure and fair. These platforms use encryption and random number generators to ensure the integrity of the games.

How do I increase my chances of winning in online scratch cards?

While scratch cards are primarily games of chance, choosing options with higher RTP can improve your odds of winning. Additionally, understanding the rules and specific symbols on each card can help.

About the author

Michaela Scott

Michaela Scott

Michaela Scott stands as one of the leading voices in New Zealand's online gaming scene.

With a tenure spanning nearly a decade at PokiesMobile NZ, Michaela's contributions range from meticulously crafted game reviews to in-depth industry analysis.

Hailing from Christchurch, she brings a mix of local insights and global perspectives to her writings.

Her dedication to staying ahead of industry trends and her unparalleled expertise make her pieces both educational and enjoyable.