
Kiwis love scratchies, and over 60% of New Zealanders try their luck with scratch cards at least once a year. Scratch cards can now be played on any mobile device, whether Android or a top brand of Samsung or Apple.
Traditionally, scratch cards are purchased from retail outlets like news agencies, petrol stations, convenience stores, or lottery outlets, contributing to an industry that generates over $500 million annually. They typically range from $1 to $10.
In 2018, approximately 13% of New Zealand adults engaged in online gambling, with 9% purchasing tickets via the MyLotto app. [HPA.org.nz]
The aim is to use a coin, key, or another sharp object to scratch off the metallic panels and reveal the symbols hiding underneath in the hopes of making a match and winning an instant cash prize.
In this guide
What are online scratchies?
Scratchies, often found in the ‘instant win’ section of online casinos, offer a good experience for players seeking quick wins on the go.
Their appeal comes from the immediate results they offer, making them popular among players.
These games are easy to play, allowing users to engage and potentially win within seconds quickly.
The process is simple: players choose a virtual card, scratch it, and see if they win.
The straightforward nature of scratch-off lottery tickets and the chance for quick winnings make them a go-to option for fast entertainment.
Online casinos offer scratchies in different amounts, providing choices for casual players and those who prefer higher stakes.
How do you play scratchies online?
Lotto NZ is a popular website in New Zealand where you can play Scratchies Online for instant wins. It is truly a game based on luck.
The rules is very simple and can be said to be a cakewalk. You need to reveal cards. Here’s how you can play Scratchies Online.
Visit any of the sites from our selection and choose a scratchie game, mostly found in the Instant Win or Specialty section.
Some popular titles are Happy Scratch, Balloons, and Go Panda. However, I tried Arcade Riches Pinball in Lotto NZ.
- So, the fundamental goal is to reveal and land winning symbols.
- On the right side, 5 winning numbers were displayed, and the motto was to get these numbers on those hidden symbols.
- You can click one by one on those hidden symbols to unveil them or find a button named “Reveal All” to reveal all the cards simultaneously.
- That’s it; this is the whole gameplay.
Find the rules of scratchies in short below:
Winning symbols will be displayed on the right side. You can reveal symbols one by one or at once by clicking on the “Reveal All” button. If the winning symbols appear in your interface, you win.
Let me clarify: it is not certain that at least one of your hidden symbols will have a winning number. Some tickets are blank and do not have any winning numbers.
To know the amount you are betting and the amount you won, you’ll find a belt on the bottom with the winnings and betting amount.
However, every scratchie has a different display and mechanics, so you’ll always need to check the game’s rules.
Playing scratchies in online casinos

I played Arcade Riches Pinball in Lotto NZ; this was the interface. As you can see, on the left side, there’s a belt of winning numbers, and on the right side, there’s a button “Reveal All.”
I prefer to reveal the symbols in one go, as one by one is quite a long process.

However, none of my revealed numbers matched the winning numbers, So I didn’t win anything, but I had a good time.
Initially, I revealed symbols one by one, creating a sense of suspense and gaming anxiety.

I tried Thunderstruck II at Jackpot City Online Casino, which has a slightly different interface.
It does not have a “Reveal All” button, and you must click to reveal the symbols every time. The symbols are displayed in the left corner with their payouts.
A 2x payout means you’ll win double your bet if 3 matching symbols appear in that interface.
Unfortunately, I couldn’t get a matching symbol on that interface.

After many unsuccessful attempts on various scratchies, I finally won the Happy Holidays Scratch. It was not much, but I won a symbol with a 2x payout.
I placed a bet of 2.00 and won 4.00, which was a good start.
Read More – What is the Instant Kiwi App, how Do you play it, and where do you find it?
Rules to play online scratchies
While there isn’t a standardized set of rules for online scratchies, each game follows its guidelines.
However, there are some general rules to keep in mind:
- Age Requirement: Players must be 18 or older to participate in online scratchie games.
- Matching Symbols: Depending on the specific game, players must match 2 or 3 symbols to win a prize. Typically, matching 3 symbols results in a win.
- Game Completion: At online casinos, players must finish the current game before requesting a new scratchie card.
- Betting Amount: Before starting the game, players must decide how much they want to wager on the scratchie card.
Remember to review the specific rules and instructions in each Online Scratchie game to understand how to play.
Software providers
Apricot (Microgaming)
- Reputation – One of the earliest names in online gaming, with many scratch cards.
- Graphics & Gameplay – Clean visuals and smooth play style.
- Prizes – Offers good prizes with plenty of chances to win.
- Popular Titles – “Whack a Jackpot,” “Granny Prix,” “Dawn of the Bread,” “Crypt Crusade,” and “Big Break.”
Hacksaw Gaming
- Reputation – Known for its creative and well-regarded scratch cards.
- Graphics & Gameplay – Strong 3D graphics with unique feature elements.
- Prizes – Offers some of the biggest prizes in the industry, up to $500,000.
- Popular Titles – “Shave the Beard,” “Express 100,” and “Cut the Grass.”
PlayPearls
- Focus – Scratch cards built with HTML5, blending pokies game features with instant win options.
- Themes – Known for including characters from “Iron Sky,” “The Coming Race,” “CyberCatz,” “8 Leprechauns,” and “Way of the Warrior.”
- Gameplay – Fun with lots of winning chances.
- Mobile Compatibility – Works smoothly on mobile for quick games on the go.
NeoGames
- Gameplay – Scratch cards with up to 10 panels, offering several chances to win.
- Features – Simple to play, often includes multipliers and lighthearted elements for extra fun.
- Successful Titles – “Wizard of All,” “Sea and Sun,” “Crazy Cat,” “Cash Farm,” and “Road Racing.”
Where to play scratchies online?
Scratchies have long been a popular pastime for Kiwis in New Zealand, traditionally found in offline settings.
However, with their introduction to online casinos, they have become even more accessible and convenient for players.
SkyCity Casino, which already operates well-known land-based venues in cities like Auckland and Queenstown, is a trusted name in scratchies.
With stringent security measures, including requiring a driver’s license for sign-up, SkyCity offers many scratchies.
In addition to SkyCity, other platforms like Jackpot City, Casino-Mate, and MyLotto also feature a good selection of scratchies and lottery tickets.
Also read – Scratch Card Apps To Play Free Scratchies On Your Mobile.
How much can you win playing online?
The amount you can win depends on the game you’re playing and the size of your wager.
Each online scratchie in NZ has a paytable showing exactly how much you can win by matching specific panels.
Winnings are paid at a designated multiple of your current active bet, so the higher your bet, the more money you stand to win.
For example, in Playtech’s Pink Panther scratch game, you can bet anywhere from $0.01 to $50.00 per game, with different matching symbols paying 4x, 8x, 9x, and 15,000x the size of your bet.
In contrast, Big Break scratch game only allows bets between $0.50 and $10.00 per game, with payouts ranging from x2, x5, x10, x100, x 2500, and x10,000.
Each game is different, so see which offers a paytable and betting limit that suits your needs. Finally, playing scratchies online on your mobile is easy and fun.
The main advantage is convenience. With online play, it’s just a few clicks away, so there’s no need to drive to a local sales outlet, find a parking spot, and wait in line to buy a card.
In addition, all wins are automatically credited to your online casino account, so you never have to worry about losing a winning scratch card again.
Like pokies online, scratchies also gives you access to a range of bonus offers, special features, promotions, and loyalty rewards you won’t find in real life, giving you much more bang for your buck. There are so many scratchies waiting out there to try now.
Our Verdict
Playing scratchies online in New Zealand is simple and fun. Whether at home or on the move, you can enjoy instant wins with just a few clicks on your mobile.
With top online casinos like SkyCity, Jackpot City, Casino Mate, My Lotto, and Platinum Play Casino, you can choose from various scratch card games, each offering different themes and prizes.
Sign up, pick your game, and start scratching to win cash prizes.
FAQs
How does Scratchies online work?
Online scratch cards work similarly to physical ones. You virtually scratch off the surface to reveal symbols or numbers. If you match the winning combination, you win a prize.
Some sites allow you to use your keyboard or mouse to scratch, while others offer an ‘auto-scratch’ feature.
What are the odds of winning the instant Kiwi?
The odds of winning an Instant Kiwi scratch card vary depending on the game. Generally, the odds of winning any prize can be as favourable as 1 in 3.
The odds of winning the top prize are much lower, reflecting the higher value of the prize.
Are online scratchies fixed?
Online scratchies are not “fixed” in the sense of being rigged. They operate on fixed mathematical models, which means the odds and payouts are predetermined and consistent across all cards.
How can I claim my winnings from online scratchies?
If you win an online scratch card, the winnings are usually paid directly into your account on the platform where you played. There’s typically no need to claim the prize manually, as it’s credited automatically.
What types of online scratchies are available in New Zealand, and where can I find the best selection?
In New Zealand, you can find casino scratch cards, lottery scratch cards, bingo scratch cards, and jackpot scratch cards. The best selection of online scratchies can be found at casinos or lottery sites like MyLotto.
