Credit Card Casinos NZ 2024

Casinos Online With Credit Cards
Casinos Online With Credit Cards

In New Zealand, using credit cards at online casinos is common. They provide a quick and secure way to deposit funds and start playing games immediately.

The presence of credit cards at online casinos makes it even more readily available for Kiwis, as accept it everyone has it.

However, the withdrawals are quite slow and take time to process. The widespread acceptance of credit cards provides great convenience. Enhanced security measures, such as encryption, ensure that transactions are safe.

The ease of using credit cards can lead to impulsive spending and debt accumulation if not managed wisely. Therefore, I always monitor my spending and set strict limits to maintain control.

CasinoBonusCredit/DebitMinimum Deposit
Jackpot City Casino$1600Yes$10
SkyCity Online CasinoNZ$100 + 70FSYes$10
Lucky Nugget Casino40FSYes$1
Casumo CasinoNZ$1200 + 20FSYes$10
Royal Vegas CasinoNZ$1200Yes$10
Captain Cooks Casino100FSYes$5
Casino Action$1250Yes$10
Zodiac Casino80FSYes$1
Vegas Kings Casino$1000 + 200FSYes$20
Golden Tiger Casino$1500Yes$10
Casino Classic40FS + $200Yes$1
Emu Casino$300 + 12 no deposit FSYes$10
Spin Casino$1000Yes$10
Yukon Gold Casino150FS + $150Yes$10
All Slots Casino$1500Yes$10
Wheelz Casino$800 + 100FSYes$10

Jackpot City

NZ$1600 on First Deposit Bonus
Visa and MasterCard

SkyCity Casino

NZ$100 + 70 FS on SkyCity Bonanza.
Visa and MasterCard

Casumo Casino

$1100 bonus + 60 FS on different games
Visa and MasterCard

Captain Cooks

100 FS with $5 and $100 on 2nd deposit
Visa, MasterCard, JCB

Zodiac Casino

80 FS with $1 + $480 on 2nd bonus
Visa, MasterCard and JCB

Lucky Nugget

40 FS with $1 + $200 bonus
Visa and MasterCard

How to Make Payments Using Credit Cards?

The deposit process using credit cards works very simply.

The process is exactly the same as you will do on any other site, such as shopping, ordering food, or any online site.

Follow this step for correct processing.

  • Tap on the link of our recommended site to visit that casino.
  • Create your account and login
  • Check bonuses and promotions
  • Click on Claim
  • Visit the deposit page
  • Choose the credit card option. Generally, Visa and MasterCard are available.
  • Enter the Deposit Amount.
  • Enter your Card Details, including Card number, CVV, and Account holder name.
  • Confirm bank verification
  • Deposits will be made immediately.

Major Credit Card Providers Accepted at NZ Online Casinos

In New Zealand, players can expect to find several major credit card providers commonly accepted at online casinos.

The most prominent ones include:

  • Visa: Visa is one of the world’s leading credit card providers and is widely supported by New Zealand online casinos.
  • Mastercard: Mastercard is another widely accepted credit card provider at online casinos in New Zealand.
  • JCB: JCB are generally found in Casino Reward casinos. JCB Co., Ltd., previously known as Japan Credit Bureau, is a Tokyo-based credit card company that is also accepted in New Zealand.
  • American Express: While not as commonly accepted as Visa and Mastercard, American Express (Amex) cards are still found at some New Zealand online casinos.

Can I Make Withdrawals Using Credit Cards?

Generally, credit and debit cards are not available for both deposits and withdrawals at online casinos.

Some casinos only accept deposits from credit cards but not withdrawals, so always check the terms and conditions before making transactions.

In some cases, you may be able to return funds to the card you used for the deposit, but usually only up to the amount you originally deposited.

For any winnings beyond that, you’ll need to use another method to cash out.

One important question when withdrawing is about the credit card limit. Many online casinos do not support withdrawals directly to credit cards.

Instead, they typically offer withdrawals via bank transfers, e-wallets (such as PayPal, Skrill, or Neteller), or cryptocurrencies.

Even if a casino allows credit card withdrawals, your credit card issuer might have rules that affect the process.

Some issuers might treat withdrawals as cash advances, which can come with higher fees and interest rates.

Credit Card Considerations

Deposit Details:

  • Speed: Deposits are typically instant, allowing immediate play.
  • Minimum Deposit: Usually ranges from $10 to $20; check casino specifics.
  • Fees: Generally, there are no fees, but check the casino’s terms.

Security Considerations:

  • Secure Transactions: Reputable casinos use encryption (like SSL) to protect your data.
  • Verification: Initial deposits may require card ownership verification.

Limitations and Responsible Gambling:

  • Spending Limits: Be aware of your credit card’s limit and gamble responsibly.
  • Bonus Eligibility: Some bonuses may exclude credit card deposits; read the terms.
  • Risk of Overspending: Use credit cards wisely to avoid borrowing more than you can afford.

Credit Cards: A Double-Edged Sword

Credit cards can be a double-edged sword when it comes to online gambling:

  • Ease of Use: Credit cards make it incredibly convenient to fund your casino account, but this convenience can lead to impulsive and excessive spending if not managed carefully.
  • Credit Debt: Using a credit card for gambling means that you’re essentially borrowing money. Being unwise can result in accumulating debt that can be challenging to repay, especially if you’re not consistently winning.
The facts is, while credit cards offer convenience, they also carry the risk of overspending and accumulating debt. Setting deposit limits, monitoring your gambling habits, and seeking help if needed are essential steps in ensuring that online gambling remains an enjoyable and responsible form of entertainment.

Best Credit Card Casinos in New Zealand that Accept Credit Cards

Here are the most popular online casinos in New Zealand that accept credit cards:

1. Jackpot City Casino

Jackpot City Casino-Credit Card Casino
Jackpot City Casino

Jackpot City Casino has been a popular online casino with a credit card for over 20 years. The Alderney Gaming Authority licenses it and offers various games, including pokies, table games, and live dealer games.

The welcome bonus for new players is a 100% match bonus up to NZ$1600.

2. SkyCity Casino

SkyCity Casino
SkyCity Casino

Skycity Casino is a land-based casino with an online platform. It offers various games, including pokies, table games, and live dealer games.

The welcome bonus for new players is a 100% match bonus up to NZ$1000.

3. Emu Casino

Emu Casino
Emu Casino

Emu Casino is a relatively new casino, but it has quickly gained popularity due to its generous bonuses and promotions. It offers various games, including pokies, table games, and live dealer games.

The welcome bonus for new players is a 100% match bonus up to NZ$1000.

4. Captain Cooks Casino

Captain Cooks Casino
Captain Cooks Casino

Captain Cooks Casino is popular for players seeking a safe and secure gambling experience. It offers various games, including pokies, table games, and live dealer games.

The welcome bonus for new players is a 100% match bonus up to NZ$1000.

5. Casumo Casino

Casumo Casino
Casumo Casino

Casumo Casino is known for its innovative approach to gambling. It offers various games, including pokies, table games, and live dealer games.

The welcome bonus for new players is a 100% match bonus up to NZ$300.

In addition to the welcome bonuses, these casinos offer various other promotions, such as reload bonuses, free spins, and cashback offers.

Alternatives to Credit Cards

For casino players looking for alternatives to credit cards, here are several options:

Payment MethodProsCons
E-wallets (e.g., PayPal, Skrill, Neteller)Volatility in value is not universally accepted.Potential fees on transactions.
Prepaid Cards (e.g., Paysafecard, Neosurf, Flexipin)Offer anonymity, help control spending, no bank account needed.No withdrawal support, only preloaded funds can be used.
Bank Transfers (incl PayID)High security, direct from bank account.Slower processing, possible bank fees.
Cryptocurrency (e.g., Bitcoin, Ethereum)Enhanced privacy, often no fees, fast processing.It is not accepted at all casinos, and some transaction limits may apply.
Mobile Payments (e.g., Google Pay, Apple Pay)Convenient, quick, use on mobile.Not accepted at all casinos, some transaction limits may apply.

From experience:

  • E-wallets: Ideal for players who prioritize quick deposits and withdrawals.
  • Prepaid Cards are good for managing budgets effectively since you can only spend what’s loaded on the card.
  • Bank Transfers: Recommended for users who value security over speed.
  • Cryptocurrency: Offers privacy and instant withdrawals and usually comes with no transaction fees.


Most online casinos in New Zealand accept transactions from credit cards. Withdrawals from credit cards are rare; hence, you need to choose some other method for withdrawals.

The process to deposit using credit or debit is similar and requires only entering card details.

The minimum deposits range from $1 to $20 and are processed instantly. Withdrawals are generally no accepted but if some casino accepts withdrawal it will take long time to get processed.


What are some alternative payment methods to credit cards for online casinos?

Alternative payment methods include e-wallets (e.g., PayPal, Skrill), prepaid cards (e.g., Paysafecard), and bank transfers.

How can I practice responsible gambling when using credit cards for online casinos?

Set deposit limits, stick to your budget, avoid chasing losses, and monitor your credit card statements regularly to ensure responsible credit card use.

About the author

Mamta Sharma

Mamta Sharma

Mamta Sharma is an influential figure in the realm of online gaming in New Zealand. With over eight years of expertise, she holds a prominent position as a content strategist at PokiesMobile NZ.

Mamta's journey, starting from the bustling streets of Mumbai to the serene landscapes of New Zealand, has given her a unique perspective on the world of online casinos.

Outside the virtual casino environment, Mamta is a also yoga practitioner and an advocate for holistic wellness.