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How do I deposit money and withdraw winnings from online casinos in NZ?
When playing casino games at New Zealand-friendly online casinos you need to worry as to what are the Online casino banking options you might use to fund your online casino account.
It is true and the fact that to play real money games or to be the best punter you need to make a deposit at the online casinos as safe and cheap as possible.
Just relax, and need not be surprised to find that there are a variety of different online casino payment options.
![]() VISA | ![]() POLi | ![]() Neteller | ![]() Paypal |
![]() Skrill | ![]() Ukash | ![]() Paysafecard | ![]() Bitcoin |
![]() Neosurf | ![]() Phone Bill | ![]() Bank Transfer | ![]() Ethereum |
![]() InPay | ![]() Mastercard | ![]() Amex | ![]() Apple Pay |
What is the safest, faster and cheaper way to deposit and withdraw money to and from an online casino?
Here below find the best and safest 11 effective online casino deposit methods and banking options that you can have at online casinos.
1. Credit Cards
Credits Cards are one of the fastest online payment methods that almost all online casinos have in their banking mode of payment. It is also one of the secure methods to fund the casino when playing real money games.
Pro
- Time to notice errors
- Can build credit
- Offer rewards
- Have high limits
Cons
- Can lose up to $50 to fraud
- Can hurt credit
- Potential for overspending
Need not worry about security and safety when using credit cards as it is protected by Secure Socket Layer encryption technology and major credit cards such as Visa and MasterCard also come with the highest levels of security, so there is really nothing to worry about.
Features
- It comes with a bank-approved credit limit. This limit defines the amount that the credit holder can spend using that card.
- The amount spent must be paid back by the holder to the bank on the due date, which is mostly after 30 days of making the purchase.
- The limit on the credit card is decided by your bank, depending on your credit score and credit history.
- It is a thin, rectangular, plastic, or metal card that can be swiped to make payments.
- Each credit card has a grace period, along with this time period, you get 15-20 days time between the date when you receive your statement and the due date for making the payment. In total, you get around 45-50 days for making the payment to your credit card.
When you make a deposit at a New Zealand-friendly online casino with your credit using it is all free and it takes only just a matter of seconds to make a deposit at the casino. Also, you have the benefit of making a huge deposit because of its high deposit limits.
Registering your card will also take just a couple of seconds and this information can be stored at the casino for future deposits. It is all hassle-free and each time you wish to make a deposit with your credit card all you need is to enter your 3-digit security number which you can find on the back of your card.
Many casinos also allow American Express as one of their favourite methods of payment at casinos online. Many players trust it to provide quick and safe online gaming transactions, with friendly customer support. Also, casinos don’t tend to charge fees for AMEX transactions. AMEX is not available at every online casino, so you need to check at the online casino for its availability as the deposit mode for your playing games.
2. POLi
When speaking of POLi it is the best, a reliable, and most popular method of banking at the casino used by New Zealand as well as Aussie players. You can find this method of payment to the casinos listed on most of the online casino banking pages. There is no registration required to use this method the only thing is to apply for online banking with the bank that you are already using or have your account with. Also, no credit/debit card is required nor is any e-wallet. So when you fund the casino with your money to deposit for online games play it is automatically sent directly from your bank account to your preferred casino gaming account within seconds.
Pros
- Real-time Transactions: Transactions made with POLi, particularly with POLi PayID, are instantaneous and delays only occur with transactions greater than AUD 1000.
- No Registration Needed: Users simply need to choose POLi as a payment method upon checkout, removing the need for account registration with POLi.
- Security Assured: POLi ensures that user privacy and security are maintained with regular security reviews and never storing sensitive information such as usernames and passwords. They also employ 2048-bit encrypted SSL certificates.
Cons
- Region-locked: POLi is only available for Australia and New Zealand people, meaning that any transactions with POLi outside of those countries will require a third-party payment provider.
- Internet Reliant: Given the varying degrees of network stability in Australia due to its size and terrain, there may be instances where transactions may be difficult due to POLi being an online payment method.
One thing but to note is that POLi is not a withdrawal method to use at an online casino for your wins. Only you can make a deposit at the casino but cannot withdraw your winnings.
Features
- Payment processing for e-commerce
- Embedded payments for SaaS
- Security layer for checkout
- AI fraud prevention
- Intelligent payment routing
- Web-based terminal
- Auto-update subscriptions
- PCI-compliant hosted payment forms
- Secure external tokenization
To make a deposit with POLi just click on the POLi logo in your casino’s cashier section when you want to make a deposit and then follow the simple onscreen instructions. All you need to do is type in the amount that you wish to deposit and then confirm the amount, as well as your details. You will then be redirected to the main POLi website to complete the transaction.
Again no stress for safety as POLi uses a high level of security and your money is safe.
3. Neteller
Neteller is also a popular method of deposit at online casinos for kiwis. This reliable method of funding the casino is quite beneficial as not only you can make a deposit at the casino but also use it as a withdrawal method for your winnings at the casino. This e-wallet method of banking is easy to use. It is free to sign up for this and to send and receive money.
Pros
- Nearly 100+ Forex brokers are already accepting Neteller.
- Neteller is a global e-wallet system.
- There is no fee when transferring funds inside Neteller from the broker.
- A two-step authentication method is available but is not mandatory at Neteller.
- VIP membership with such features as a loyalty program, cash-back, fee rebates, multi-currency accounts, lower exchange fees, higher limits, etc.
- No need to go through the full verification process until you decide to make your first withdrawal.
Cons
- Some deposit and withdrawal methods bear a very high level of commitment.
- Some of the withdrawal methods have rather low monthly limits.
- Neteller’s service remains very limited in the United States and Canada.
- Buyer’s protection is not as huge as it is at for many other payments like PayPal.
When making a deposit with Neteller simply head to the cashier/banking section of your favourite online casino and then click on the Neteller logo. You will then need to enter the amount that you wish to deposit, as well as your 12-digit account number and also your secure 6-digit ID number. Simply confirm that this information is correct and then you can complete the transaction.
Features
- Payment gateways are the consumer-facing interfaces used to collect payment information.
- In physical stores, payment gateways consist of the point of sale (POS) terminals used to accept credit card information by card or by smartphone.
- In online stores, payment gateways are the “checkout” portals used to enter credit card information or credentials for services such as PayPal.
- Payment gateways are distinct from payment processors, which use customer information to collect payments on behalf of the merchant.
- There are also payment gateways to facilitate payment in cryptocurrencies, such as Bitcoin.
It only takes a few seconds for the money to arrive in your online casino account. When you make a withdrawal of your wins with Neteller then it takes some time between 2 hours or may go up to even 2 days.
4. Paypal
If you don’t already have an account with Neteller just open a free account, add funds to your Neteller account by connecting your bank and then sending funds from your bank or you could send money using various other methods such as Ukash, GiroPay, or iDeal. You can also send money to your Neteller account from your credit or debit card.
Though there are few PayPal casinos for NZ players it is one of the most popular deposit methods used at online casinos to fund your casino account. Paypal is a third-party e-wallet solution that allows you to make financial transactions online. Paypal and casinos work for the ease of the transaction process and the security it offers to people who are transferring money over the Internet. In order to use Paypal you just need an email address and a credit card or bank account.
Pros
- Tracks purchases
- Reviews expenditures at a glance through PayPal Payment Pro.
- Excellent at paying creditors/vendors immediately when needed
Cons
- The refund process seems to be delayed on occasion.
- Line of credit increase could be a lot more simple.
So to fund your casino account with Paypal you must first open a Paypal account. You just need an email address to do this. This is a fast and simple process and can be done online via their website. You will also need to fund your Paypal account and this can be done via a bank account or a credit card that you have attached to it. You can use wire transfer, VISA, Master Card, VISA Debit, or Maestro Debit to fund your Paypal account. Once this is done, you will be ready to use Paypal at casinos that offer this payment solution.
Features
- Instant Payment Accepted
- Credit Cards and Debit Cards
- ACH Payments and eCheck Processing Split Payments
- Two-Factor Authentication
- Accounting Software Integration
- Performance and Reliability
- Internationalization – Currency/Languages
- PCI Regulation Compliance
- E-Commerce Software Integration
Simply go to the cashier section of the casino and click on Paypal as your method of choice. You will then be redirected to the Paypal website in order to complete your transaction. You will need to fill in the required information in the fields provided such as your personal details and the amount you wish to transfer. Confirm the transaction and the funds will be transferred in real-time to your casino account. You will be able to begin playing for real money using these funds almost instantly.
Paypal also makes withdrawals possible although this option is not available at all online casinos. There may be a fee involved with using Paypal to fund your online casino account; however, some casinos absorb this fee allowing you to use Paypal at no cost when funding your casino account.
The transactions are done in real-time with Paypal which means that the transfer of funds is immediate from your Paypal account to your casino account. This allows you to start playing immediately with no delays of waiting for funds to clear that you might find with other payment solutions. If you do not find PayPal as a deposit option in your online casino of choice you can use other deposit methods like Neteller and enjoy your games.
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5. Skrill NZ
Skrill is also a popular method to make a deposit at the online casino and is most liked by New Zealand players. It is also an e-Wallet. Earlier known as Moneybookers Skrill banking method is found in most online casinos. Like Neteller it also allows players to deposit and withdraw from the online casino account. Skrill is free to use and it is also free to sign up to open a new account in just a few seconds.
Pros
- Skrill allows paying with low fees
- Skrill supports quite a few locations and currencies
- Skrill allows usage by people using different languages, making it easier to sync with non-English speakers
- Skrill has an average account management system
Cons
- Skrill’s UI can be bloated and slow sometimes and become overcomplicated
- There are some issues with localization and language, some concepts didn’t seem to be translated properly
- What an e-wallet is, is not super clear to potential users
When using this payment mode just enter the amount that you wish to deposit, as well as your Skrill account number and also your secure id number. Once you have entered this information and then confirmed the details, you will be redirected to the Skrill login page where you must sign into your account to complete the transaction. The entire process should take just a matter of seconds, but withdrawals can take anywhere from a few hours up to a few days to be processed.
Features
- PoS Transactions
- Multiple Currency Processing
- Website Payments
- Mobile Payments
- Chargeable protection payment
- Competitive Processing
- Flawless Payment
- Multicurrency account
- Fully PCI Compliant
Do not get upset if you find the Moneybookers logo in the list of payment methods in the online casino banking section as it is also the same as for Skrill and you can use it safely.
6. Paysafecard
Paysafecard is ideal for players who don’t have or don’t want to use a credit or debit card to fund their online casino account, and so this makes it a truly universal online payment system. Also as a pre-paid system, you have complete control over your deposits and can keep track of your casino account more precisely. With unrivalled levels of security, you do not share your private financial information with any online casino. In essence, playing at Paysafecard online casinos enables you to pay as securely and easily as with cash.
Pros
- Paysafecards has a high degree of security and safety with respect to all user data.
- It is distinguished by its ease of purchase, obtainment and availability in many places.
- You do not have to link the card to your bank account or credit card.
- User’s credit information remains confidential providing a great deal of privacy.
- There are many countries that support the use of the Paysafecard.
- The company provides a mobile application that allows the user to access the card details.
- It is impossible to hack the Paysafecard.
Cons
- You can’t withdraw money from it.
- There are hidden fees and increasing fees.
- The setting up of an account is stressful and confusing.
- Communication is not smooth
A further advantage of Paysafecard is that any remaining credit you have on a card can be retained and used later, or alternatively, players can use up to 10 cards and PINs as part of the same deposit transaction. In addition, Paysafecard is extremely versatile, meaning that your card can be used for almost every kind of online transaction at thousands of online retailers and service providers worldwide. The process for using a Paysafecard is always the same—when prompted, simply enter the unique 16-digit personal identification number (PIN).
Features
- Online payment
- Payment processing
- Receipt generation & management
- Billing automation
- Revenue Management
- Currency conversion
- Multiple currency support
- Secure payments
- Mobile optimized solutions
- Fraud detections
- Payment risks management
- API
- Integration with business site
- Customized emails
- Generate reports
Note that casino withdrawals cannot be made directly back to the card. Instead, what generally happens is that you receive your winning funds via bank cheque or checks as they call, which are sent to your home address.
It is very easy and simple to purchase a Paysafecard as New Zealand has a huge number of options for so doing, with a multitude of retail outlets all over the country. If you visit www.paysafecard.com, on the home page you will find a search function that enables you to type in a city, postcode, or street, and a map will appear that shows the location and address of the nearest outlets from where you can purchase a Paysafecard. Alternatively, there is a Paysafecard smartphone app for iOS and Android devices that you can download to enable you to find a retail outlet wherever you are or while you are on the go.
You can choose the denomination of cards that you buy—$10, $20, $50, or $100—and they can be used to fund your online casino account in any combination. Paysafecard is one of the safest methods of paying online because at no time are you required to divulge your personal details or financial information, either to Paysafecard or to your online casino.
To fund the casino account all you need is to go to the banking page, choose the deposit, enter the amount you wish to deposit, and then click Next. Select Paysafecard as your deposit method when prompted, and enter the 16-digit PIN on your card also if you wish to use multiple cards, enter each 16-digit PIN, then click Done. Once your deposit is complete funds should be immediately available in your casino account.
7. Bitcoin
Bitcoins are a cryptocurrency, or virtual money with a value that is dictated by supply and demand unconnected to any single country or government is now more popular at online casinos as a deposit method.
Pros
- Accessibility and liquidity
- Independence from a central authority
- User anonymity and transparency
- High return potential
Cons
- Volatility
- Irreversible
- Limited use
- No government regulations
Bitcoin transactions are secure, faster than any other deposit method, deposit and withdrawal are completely anonymous, no paperwork involves, lower house edges 1-2% than traditional casinos and you have a low risk of losing your funds to Bitcoin casino’s legal status.
Features
- There are no physical Bitcoins
- Balances are kept on a public ledger that everyone has transparent access to.
- Bitcoin transactions – are verified by a huge amount of computing power.
- Bitcoins are not issued or backed by any banks or governments, it is a private entity
- Nor are individual bitcoins valuable as a commodity.
- Despite Bitcoin not being legal tender it charts high in popularity and has triggered the launch of hundreds of other virtual currencies.
Buying bitcoins is considered the easiest way to procure the valued cryptocurrency as opposed to mining it yourself. First players must create a ‘wallet address with the most popular bitcoin software offering the service. Once you’ve located your ‘bitcoin address’, players must choose a bitcoin exchange or bitcoin trade market to use.
Once you’ve selected and signed up for an exchange, you can begin transferring money to your exchange bank account. Once the money is deposited, players can choose to ‘Buy’ or ‘Trade’ the bitcoins, depending on what they are looking to do. The pricing will always vary depending on supply and demand. Once the bitcoins are purchased, players can transfer their bitcoins from the bitcoin exchange to their wallets.
Bitcoins can be stored in two ways: software using a cloud or software you download. Among these two forms of storage exist a wealth of services dedicated to depositing and withdrawing bitcoins, specifically to and from online casino sites. So those hoping to use bitcoin at casinos won’t be limited to just one deposit or cashout option.
Software like BlockChain stores them in a cloud, in a similar way to PayPal or Neteller, and are considered the most popular forms of bitcoin storage. Software like Electrum or Darkwallet is downloaded onto your computer, and the coins are stored on your hard drive. This software tends to be more secure.
Bitcoin casinos have no transaction costs. All transfers are peer-to-peer, so there are no middlemen to pay. Multi-currency casinos often make charges to deposit or withdraw using a credit card, and the providers themselves may have fees. The same can be true for e-Wallets and banks.
8. Neosurf
NeoSurf is a 10-digit prepaid coupon, which you can utilize as an alternate process to credit and debit cards. You can obtain a voucher using cash or a card at a participating outlet, or online, and use it to play online pokies or casino games. Click here to find the Neosurf card nearest to you to buy.
Pros
- Neosurf uses 128-bit encryption and guarantees the complete safety and confidentiality of your data.
- Players don’t need to pass the registration process but only enter the 10-digit code which is placed on the back of the card.
- Neosurf allows instant deposits to your account.
- You can buy Neosurf prepaid cards in different places including local stores.
- Online casinos which accept Neosurf have increase in number and popularity (most importantly, some world regions like Australia and New Zealand prefer Neosurf deposit method for many reasons).
Cons
- Neosurf is not available for casino withdrawals (this is only a prepaid card).
- Neosurf is accepted in a limited number of countries (currently there are only 13 jurisdictions which accept Neosurf deposits).
- If you lose your Neosurf voucher after purchasing it, it’s gone, just like cash.
You can either fund your online casino account directly if the choice is available or use it to finance your web wallet if your lender does not let gambling transactions then use your e-Wallet to make withdrawals and deposits in your favourite online casino.
Features
- There is no minimum amount for a single transaction
- Payments are not guaranteed and a chargeback/dispute process is available to shoppers. There is a risk of chargeback to merchants.
- The maximum amount is EUR 100, which is the maximum value of a single voucher.
- It is a Pre-pay voucher
As a pre-paid card system Neosurf cards or tickets need to be purchased at Neosurf retailers or at neosurf outlets such as tobacconists, newsagents, gas stations, groceries, supermarkets, etc. A list of all Neosurf pre-paid card points of sale in New Zealand and other countries can be found on the Neosurf website
You can do the neosurf purchase and the cards are available in the values of $ 10, $15, $20, $50, and $100, which can be bought with cash. On the back of the card, a 10-digit PIN code or neosurf serial number needs to be scratched open. This neosurf voucher code subsequently is used to validate online payments made with the card.
It is your choice to use the whole amount at one go available on the Neosurf card or partly use it in bits where cards can be checked on the Neosurf website even when you buy neosurf buy online and be used for some other payment as well.
9. Phone Bill Deposits
This payment method is best if you are using your mobile to play pokies. There are various methods to pay by phone and find your casino account. You can use Boku or Payforit services to do phone bill deposits at casinos.
Pros
- They’re fast.
- They’re secure.
- They’re more physically secure, too.
- They’re widely accepted.
- They work with rewards programs.
- Everything’s on your phone.
Cons
- They aren’t always accepted.
- Even if they are accepted, they aren’t all accepted.
- They’re only supported by certain phones.
- They’re easier to track.
- Payments are tied to your phone.
Boku charges the mobile network provider the money you want to deposit and passes the sum to the online casino. What further contributes to Boku’s convenience is the fact one is not expected to use credit/debit cards or have a bank account. Boku payments are processed via the sophisticated direct carrier billing technology, which is an improvement of the PSMS technology that allowed customers to pay for ringtones or make donations via text messages.
Having a mobile number and sufficient mobile credit are the only requirements if you want to deposit with Boku. It matters not which mobile network operator you are using the services of as Boku works with all major mobile network operators in NZ. Payforit does not charge you any fees. But remember, Payforit cannot control any additional charges the casino might apply for allowing you to use Payforit. As it is phone-based, other charges may take the form of premium-rate SMS messages sent to your phone.
10. Deposit Bank Transfer

Bank transfer is the oldest and one of the most reliable ways to transfer money from one bank account to another. This is also one of the most used for making payments at online casinos despite the rise of various faster and more convenient financial products such as credit and debit cards, e-wallets, and many more.
Pros
- Easier and faster transactions
- More efficient payroll process
- Automated bill payments
- Low startup requirement
Cons
- Cybersecurity threats
- Bank account required
Bank transfers, also known as wire transfers, credit transfers, or electronic fund transfers (EFTs), are available to the player in NZ and almost all casinos, off and online. Often, they are used as a withdrawal option, but not as a deposit method. Still, most popular web-based gambling operators accept bank transfers as a deposit method to provide a greater choice of options to players with different monetary resources.
This process is fast and straightforward. It makes deposits easy to start playing the game. An online casino bank transfer deposit NZ takes a couple of minutes to fill out, and the depositing process would take a couple of minutes to register on the website.
The withdrawal process is proportional to the deposit process. Taking you a few minutes to submit your request to the casino. New Zealanders are one of the most popular countries in the world when it comes to online gambling.
This isn’t just popular in NZ, but it’s a top transaction method all over the world. Top gamblers only deposit and withdraw from their account, because of their great convenience and security.
Transferring your winnings to your bank account through this option is not instant, but it is one of the most preferred fund transfer methods.
11. Apple Pay

Apple Pay is a digital wallet that allows users to make purchases using their iPhone, iPad, or Apple Watch.
Pros
- No Need to Carry a Wallet:
- It is highly secure
- your information stays between you and your bank in most cases.
Cons
- Limited Number of Merchants
- Only Available on Select Devices
- Lose Your Phone, Lose Your Wallet
- Incompatible with Store Credit Cards
- Tendency to Overspend
Apple Pay allows users to make payments online, in apps and in stores from their mobile devices (as well as other Apple devices). You can credit your Apple Pay account with a linked credit, debit or prepaid card or with your Apple Cash balance. These payments must be approved with a passcode, Touch ID, Face ID or a double-click on Apple Watch’s side button.
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