Best Deposit And Withdrawal Methods From Online Casinos In NZ

Best Deposit and Withdrawal Methods from Online Casinos in NZ - Online casino banking options
Best Deposit and Withdrawal Methods from Online Casinos in NZ

How do I deposit money and withdraw winnings from online casinos in NZ?

When playing casino games at New Zealand-friendly online casinos, you need to worry about the Online casino banking options you might use to fund your online casino account.

It is true, and to play real-money games or be the best punter, you need to deposit at online casinos as safely and cheaply as possible.

Just relax, and do not be surprised to find that there are various online casino payment options.

Visa and Mastercard Credit Cards

Is Neteller a Trusted Online Payment System

Skrill e-Wallet Casino Payment Option

Ukash ewallet deposit method
Paysafecard-Top 6 Payment Processors in New Zealand
Neosurf Payment Method

Pay by Phone Casinos
Phone Bill
Bank Transfer Payment Option
Bank Transfer
Ethereum Pay Payment Method
What is InPay
Visa and Mastercard Credit Cards
American Express AMEX credit card
Apple Pay Logo
Apple Pay
Online Casino Deposit Methods in New Zealand

Best Online Casino Payment Methods in NZ

Below are the safest and most effective online casino deposit methods and banking options you can have at online casinos.

1. Credit Cards

Credit cards are one of the fastest online payment methods that almost all online casinos have in their banking mode of payment.

It is also one of the secure methods to fund the casino when playing real money games.


  • Time to notice errors
  • Can build credit
  • Offer rewards
  • Have high limits


  • Can lose up to $50 to fraud
  • Can hurt credit
  • Potential for overspending

You need not worry about security and safety when using credit cards as they are protected by Secure Socket Layer encryption technology, and major credit cards such as Visa and MasterCard also come with the highest levels of security, so there is nothing to worry about.


  • It comes with a bank-approved credit limit. This limit defines the amount the credit holder can spend using that card.
  • The amount spent must be paid back to the bank by the holder on the due date, mainly 30 days after making the purchase.
  • The limit on the credit card is decided by your bank, depending on your credit score and credit history.
  • A thin, rectangular, plastic, or metal card can be swiped to make payments.
  • Each credit card has a grace period; during this period, you get 15-20 days between the date you receive your statement and the due date for making the payment. You get around 45-50 days to pay to your credit card.

When you deposit at a New Zealand-friendly online casino with your credit it is all free, and it takes only a matter of seconds to deposit at the casino. Also, you can make a higher deposit because of its high deposit limits.

Registering your card will also take a few seconds, and this information can be stored at the casino for future deposits.

It is all hassle-free, and each time you wish to deposit with your credit card, you only need to enter your 3-digit security number, which you can find on the back of your card.

Many casinos also allow American Express as one of their favourite payment methods at casinos online.

Many players trust it to provide quick and safe online gaming transactions with customer support.

Also, casinos don’t tend to charge fees for AMEX transactions.

AMEX is not available at every online casino, so you need to check at the online casino for its availability as the deposit mode for your playing games.

2. POLi

Concerning POLi, it is the best, most reliable, and most popular banking method at the casino used by New Zealand and Aussie players.

You can find this payment method in the casinos listed on most online casino banking pages.

No registration is required to use this method. The only thing is to apply for online banking with the bank you already use or have your account with.

Also, no credit/debit card or e-wallet is required.

So when you fund the casino with your money to deposit for online games, it is automatically sent directly from your bank account to your preferred casino gaming account within seconds.


  • Real-time Transactions: Transactions made with POLi, particularly with POLi PayID, are instantaneous, and delays only occur with transactions greater than AUD 1000.
  • No Registration Needed: Users must choose POLi as a payment method upon checkout, removing the need for account registration with POLi.
  • Security Assured: POLi ensures that user privacy and security are maintained with regular security reviews and that sensitive information such as usernames and passwords are never stored. They also employ 2048-bit encrypted SSL certificates.


  • Region-locked: POLi is only available for Australia and New Zealand people, meaning that any transactions with POLi outside of those countries will require a third-party payment provider.
  • Internet Reliant: Given the varying degrees of network stability in Australia due to its size and terrain, there may be instances where transactions may be difficult due to POLi being an online payment method.

One thing to note is that POLi is not a withdrawal method for your wins at an online casino. Only you can deposit at the casino but not withdraw your winnings.


  • Payment processing for e-commerce
  • Embedded payments for SaaS
  • Security layer for checkout
  • AI fraud prevention
  • Intelligent payment routing
  • Web-based terminal
  • Auto-update subscriptions
  • PCI-compliant hosted payment forms
  • Secure external tokenization

To make a deposit with POLi, click on the POLi logo in your casino’s cashier section when you want to make a deposit and then follow the simple onscreen instructions.

All you need to do is type in the amount you wish to deposit and confirm the amount and your details. You will then be redirected to the main POLi website to complete the transaction.

Again, no stress for safety as POLi uses high security, and your money is safe.

3. Neteller

Neteller is also a popular method of deposit at online casinos for Kiwis. This reliable method of funding the casino is quite beneficial as you can deposit at the casino and use it as a withdrawal method for your winnings.

This e-wallet method of banking is easy to use. Signing up for Neteller and sending and receiving money is free.


  • Nearly 100+ Forex brokers are already accepting Neteller.
  • Neteller is a global e-wallet system.
  • There is no fee for transferring funds inside Neteller from the broker.
  • A two-step authentication method is available but is not mandatory at Neteller.
  • VIP membership has features such as a loyalty program, cash-back, fee rebates, multi-currency accounts, lower exchange fees, higher limits, etc.
  • There is no need to go through the full verification process until you decide to make your first withdrawal.


  • Some deposit and withdrawal methods bear a very high level of commitment.
  • Some of the withdrawal methods have rather low monthly limits.
  • Neteller’s service remains very limited in the United States and Canada.
  • Buyer protection is not as great as that of other payments like PayPal.

When depositing with Neteller, head to your favourite online casino’s cashier/banking section and click on the Neteller logo.

You will then need to enter the amount you wish to deposit, your 12-digit account number, and your secure 6-digit ID number.

Confirm that this information is correct, and then you can complete the transaction.


  • Payment gateways are the consumer-facing interfaces used to collect payment information.
  • In physical stores, payment gateways consist of point-of-sale (POS) terminals that accept credit card information by card or smartphone.
  • In online stores, payment gateways are the “checkout” portals used to enter credit card information or credentials for services such as PayPal.
  • Payment gateways are distinct from payment processors, which use customer information to collect payments on behalf of the merchant.
  • There are also gateways to facilitate payment in cryptocurrencies, such as Bitcoin.

The money only takes seconds to arrive in your online casino account. When you withdraw your wins with Neteller, it takes between 2 hours or may go up to even 2 days.

If you don’t already have an account with Neteller, open a free account, add funds to your Neteller account by connecting your bank, and then send funds from your bank.

Alternatively, you could send money using various methods, such as Ukash, GiroPay, or iDeal.

You can also send money to your Neteller account using your credit or debit card.

4. PayPal

Though there are few PayPal casinos for NZ players, it is one of the most popular deposit methods used at online casinos to fund your casino account.

Paypal is a third-party e-wallet solution that allows you to make online financial transactions.

Paypal and casinos work for the ease of the transaction process and the security it offers to people transferring money over the Internet.

To use PayPal, you need an email address and a credit card or bank account.


  • Tracks purchases
  • Review expenditures at a glance through PayPal Payment Pro.
  • Excellent at paying creditors/vendors immediately when needed


  • The refund process seems to be delayed on occasion.
  • The line of credit increase could be a lot simpler.

So, to fund your casino account with PayPal, you must first open one. You need an email address to do this.

This fast and simple process can be done online via their website. You will also need to fund your PayPal account, and this can be done via a bank account or a credit card that you have attached to it. You can use wire transfer, VISA, Master Card, VISA Debit, or Maestro Debit to fund your PayPal account.

Once this is done, you will be ready to use PayPal at casinos that offer this payment solution.


  • Instant Payment Accepted
  • Credit Cards and Debit Cards
  • ACH Payments and eCheck Processing Split Payments
  • Two-Factor Authentication
  • Accounting Software Integration
  • Performance and Reliability
  • Internationalization – Currency/Languages
  • PCI Regulation Compliance
  • E-Commerce Software Integration

Go to the casino’s cashier section and click on PayPal as your method of choice. You will then be redirected to the PayPal website to complete your transaction.

You must fill in the required information in the fields, such as your details and the amount you wish to transfer.

Confirm the transaction; the funds will be transferred to your casino account in real time. You can begin playing for real money using these funds almost instantly.

Paypal also makes withdrawals possible, although this option is not available at all online casinos. A fee may be involved with using PayPal to fund your online casino account; however, some casinos absorb this fee, allowing you to use PayPal at no cost when funding your casino account.

The transactions are done in real-time with Paypal, meaning that the transfer of funds is immediate from your Paypal account to your casino account.

This allows you to start playing immediately with no delays of waiting for funds to clear that you might find with other payment solutions. 

If you do not find PayPal as a deposit option in your online casino, you can use other deposit methods like Neteller and enjoy your games.

5. Skrill NZ

Skrill is also a popular method to deposit at online casinos and is most liked by New Zealand players. It is also an e-wallet.

Earlier known as Moneybookers, the Skrill banking method was used in most online casinos.

Like Neteller, it allows players to deposit and withdraw from the online casino account. Skrill is free to use, and it is also free to sign up to open a new account in just a few seconds.


  • Skrill allows paying with low fees
  • Skrill supports quite a few locations and currencies
  • Skrill allows usage by people using different languages, making it easier to sync with non-English speakers
  • Skrill has an average account management system


  • Skrill’s UI can be bloated and slow sometimes and become overcomplicated.
  • There are some issues with localization and language. Some concepts didn’t seem to be appropriately translated.
  • What an e-wallet is is not super clear to potential users.

When using this payment mode, enter the amount you wish to deposit, your Skrill account number, and your secure ID number.

Once you have entered this information and confirmed the details, you will be redirected to the Skrill login page, where you must sign into your account to complete the transaction.

The entire process should take just a matter of seconds, but withdrawals can take anywhere from a few hours up to a few days to be processed.


  • PoS Transactions
  • Multiple Currency Processing
  • Website Payments
  • Mobile Payments
  • Chargeable protection payment
  • Competitive Processing
  • Flawless Payment
  • Multicurrency account
  • Fully PCI Compliant

Do not get upset if you find the Moneybookers logo in the list of payment methods in the online casino banking section, as it is also the same as for Skrill, and you can use it safely.

6. Paysafecard

Paysafecard is ideal for players who don’t have or don’t want to use a credit or debit card to fund their online casino account, making it a truly universal online payment system.

Also, as a pre-paid system, you have complete control over your deposits and can keep track of your casino account more precisely.

With unrivalled levels of security, you do not share your private financial information with any online casino. In essence, playing at Paysafecard online casinos enables you to pay as securely and easily as with cash.


  • Paysafecards has a high degree of security and safety concerning all user data.
  • It is distinguished by its ease of purchase, obtainment and availability in many places.
  • You do not have to link the card to your bank account or credit card.
  • Users’ credit information remains confidential, providing a great deal of privacy.
  • Many countries support the use of the Paysafecard.
  • The company provides a mobile application that allows the user to access the card details.
  • It is impossible to hack the Paysafecard.


  • You can’t withdraw money from it.
  • There are hidden fees and increasing fees.
  • Setting up an account is stressful and confusing.
  • Communication is not smooth.

A further advantage of Paysafecard is that any remaining credit you have on a card can be retained and used later, or players can use up to 10 cards and PINs as part of the same deposit transaction.

In addition, Paysafecard is extremely versatile, meaning that your card can be used for almost every kind of online transaction at thousands of online retailers and service providers worldwide.

The process for using a Paysafecard is always the same—when prompted, enter the unique 16-digit personal identification number (PIN).

Note that casino withdrawals cannot be made directly from the card. Instead, what generally happens is that you receive your winning funds via bank cheque or checks as they call, which are sent to your home address.

It is easy and simple to purchase a Paysafecard as New Zealand has many options, with many retail outlets all over the country.

If you visit, on the home page, you will find a search function that enables you to type in a city, postcode, or street, and a map will appear that shows the location and address of the nearest outlets from where you can purchase a Paysafecard.

Alternatively, there is a Paysafecard smartphone app for iOS and Android devices that you can download to find a retail outlet wherever you are or while on the go.

You can choose the denomination of cards you buy—$10, $20, $50, or $100—and they can fund your online casino account in any combination.

Paysafecard is one of the safest online payment methods because you can no longer divulge your details or financial information to Paysafecard or your online casino.

To fund the casino account, you only need to go to the banking page, choose the deposit, enter the amount you wish to deposit, and click Next.

When prompted, select Paysafecard as your deposit method and enter the 16-digit PIN on your card. Also, if you wish to use multiple cards, enter each 16-digit PIN, then click Done.

Once your deposit is complete, funds should be immediately available in your casino account.

7. Bitcoin

Bitcoins are cryptocurrencies, or virtual money, with a value dictated by supply and demand unconnected to any single country or government. They are now more popular at online casinos as a deposit method.


  • Accessibility and liquidity
  • Independence from a central authority
  • User anonymity and transparency
  • High return potential


  • Volatility
  • Irreversible
  • Limited use
  • No government regulations

Bitcoin transactions are secure, faster than any other deposit method, deposit and withdrawal are completely anonymous, no paperwork is involved, lower house edges 1-2% than traditional casinos, and you have a low risk of losing your funds to Bitcoin casino’s legal status.


  • There are no physical Bitcoins. 
  • Balances are kept on a public ledger that everyone has transparent access to.
  • Bitcoin transactions – are verified by a considerable amount of computing power. 
  • Bitcoins are not issued or backed by banks or governments; they are private entities. 
  • Nor are individual bitcoins valuable as a commodity. 
  • Despite Bitcoin not being legal tender, it charts high in popularity and has triggered the launch of hundreds of other virtual currencies.

Buying bitcoins is the easiest way to procure the valued cryptocurrency instead of mining it yourself.

First, players must create a ‘wallet address with the most popular Bitcoin software offering the service. Once you’ve located your ‘bitcoin address’, players must choose a bitcoin exchange or bitcoin trade market to use.

Once you’ve selected and signed up for an exchange, you can begin transferring money to your exchange bank account. Once the money is deposited, players can choose to ‘Buy’ or ‘Trade’ the bitcoins, depending on their desire.

The pricing will always vary depending on supply and demand. Once the bitcoins are purchased, players can transfer them from the exchange to their wallets.

Bitcoins can be stored in two ways: software using a cloud or software you download. Among these two forms of storage exists a wealth of services dedicated to depositing and withdrawing bitcoins, specifically to and from online casino sites.

So those hoping to use Bitcoin at casinos won’t be limited to just one deposit or cashout option.

Software like BlockChain stores them in a cloud, similar to PayPal or Neteller, and is considered the most popular form of Bitcoin storage.

Software like Electrum or Darkwallet is downloaded onto your computer, and the coins are stored on your hard drive. This software tends to be more secure.

Bitcoin casinos have no transaction costs. All transfers are peer-to-peer, so there are no middlemen to pay.

Multi-currency casinos often make charges to deposit or withdraw using a credit card, and the providers themselves may have fees.

The same can be true for e-wallets and banks.

8. Neosurf

NeoSurf is a 10-digit prepaid coupon, which you can utilize as an alternate process to credit and debit cards.

You can obtain a voucher using cash or a card at a participating outlet or online and use it to play online poker or casino games.

Click here to find the Neosurf card nearest to you to buy.


  • Neosurf uses 128-bit encryption and guarantees your data’s complete safety and confidentiality.
  • Players don’t need to pass the registration process but only enter the 10-digit code on the back of the card.
  • Neosurf allows instant deposits to your account.
  • You can buy Neosurf prepaid cards in different places, including local stores.
  • Online casinos accepting Neosurf have increased in number and popularity (most importantly, some world regions like Australia and New Zealand prefer the Neosurf deposit method for many reasons).


  • Neosurf is not available for casino withdrawals (this is only a prepaid card).
  • Neosurf is accepted in a limited number of countries (currently, there are only 13 jurisdictions that accept Neosurf deposits).
  •  If you lose your Neosurf voucher after purchasing it, it’s gone, just like cash.

If you have the choice, you can fund your online casino account directly or use the money to finance your web wallet.

If your lender does not allow gambling transactions, use your e-wallet to withdraw and deposit money in your favourite online casino.


  • There is no minimum amount for a single transaction
  • Payments are not guaranteed, and a chargeback/dispute process is available to shoppers. There is a risk of chargeback to merchants.
  • The maximum amount is EUR 100, the maximum value of a single voucher. 
  • It is a Pre-pay voucher.

As a pre-paid card system, Neosurf cards or tickets must be purchased at Neosurf retailers or Neosurf outlets such as tobacconists, newsagents, gas stations, groceries and supermarkets.

A list of all Neosurf pre-paid card points of sale in New Zealand and other countries can be found on the Neosurf website.

You can make the Neosurf purchase, and the cards are available in the values of $ 10, $15, $20, $50, and $100, which can be bought with cash.

A 10-digit PIN code or neosurf serial number must be scratched open on the back of the card.

This neosurf voucher code is subsequently used to validate online payments made with the card.

You can use the whole amount in one go, available on the Neosurf card, or partly use it in bits where cards can be checked on the Neosurf website even when you buy Neosurf online and can be used for other payments.

9. Phone Bill Deposits

This payment method is best if you use your mobile to play Pokies. There are various methods to pay by phone and find your casino account. You can use Boku or Payforit services to deposit phone bills at casinos.


  • They’re fast.
  • They’re secure.
  • They’re more physically secure, too.
  • They’re widely accepted.
  • They work with rewards programs.
  • Everything’s on your phone.


  • They aren’t always accepted.
  • Even if they are accepted, they aren’t all accepted.
  • They’re only supported by certain phones.
  • They’re easier to track.
  • Payments are tied to your phone.

Boku charges the mobile network provider the money you want to deposit and passes the sum to the online casino. What further contributes to Boku’s convenience is that one is not expected to use credit/debit cards or have a bank account.

Boku payments are processed via the sophisticated direct carrier billing technology, an improvement of the PSMS technology that allows customers to pay for ringtones or make donations via text messages. 

A mobile number and sufficient mobile credit are the only requirements to deposit with Boku. It does not matter which mobile network operator you use the services of, as Boku works with all major mobile network operators in NZ. 

Payforit does not charge you any fees. But remember, Payforit cannot control any additional charges the casino might apply for allowing you to use Payforit.

As it is phone-based, other charges may be premium-rate SMS messages sent to your phone.

10. Deposit Bank Transfer

Deposit Bank Transfer
Deposit Bank Transfer

Bank transfer is the oldest and one of the most reliable ways to transfer money from one bank account to another.

This is also one of the most used for making payments at online casinos despite the rise of various faster and more convenient financial products such as credit and debit cards, e-wallets, and many more.


  • Easier and faster transactions
  • More efficient payroll process
  • Automated bill payments
  • Low startup requirement


  • Cybersecurity threats
  • Bank account required

Bank transfers, also known as wire transfers, credit transfers, or electronic fund transfers (EFTs), are available to the player in NZ and almost all casinos, off and online. Often, they are used as a withdrawal option but not as a deposit method.

Still, most popular web-based gambling operators accept bank transfers as a deposit method to provide players with different monetary resources and more options.

This process is fast and straightforward. It makes it easy to start playing the game. An online casino bank transfer deposit NZ takes a few minutes to fill out, and the depositing process would take a few minutes to register on the website.

The withdrawal process is proportional to the deposit process. It takes you a few minutes to submit your request to the casino. New Zealanders are one of the most popular countries in the world when it comes to online gambling.

This isn’t just popular in NZ; it’s a top transaction method worldwide. Top gamblers only deposit and withdraw from their account because of their convenience and security.

Transferring your winnings to your bank account through this option is not instant, but it is one of the most preferred fund transfer methods.

11. Apple Pay

Apple Pay Casinos in New Zealand
Apple Pay Casinos in New Zealand

Apple Pay is a digital wallet that allows users to make purchases using their iPhone, iPad, or Apple Watch.


  • No Need to Carry a Wallet:
  • It is highly secure
  • your information stays between you and your bank in most cases.


  • Limited Number of Merchants
  • Only Available on Select Devices
  • Lose Your Phone, Lose Your Wallet
  • Incompatible with Store Credit Cards
  • Tendency to Overspend

Apple Pay allows users to make payments online, in apps and stores from their mobile devices (as well as other Apple devices). You can credit your Apple Pay account with a linked credit, debit, prepaid card, or your Apple Cash balance.

Payments must be approved with a passcode, Touch ID, Face ID or a double-click on Apple Watch’s side button.

12. PayID

PayID is a direct bank transfer service supported by over 100 financial institutions in Australia and New Zealand.

It enables users to send money directly from their bank account to their online casino account.

Pros of PayID Transactions:

  • No Extra Fees: PayID transactions come with no additional fees, saving users money on transaction costs.
  • Immediate Processing: Deposits and withdrawals are processed instantly, allowing for swift access to funds without delays.
  • Direct Payouts: Payouts are directly made from the user’s bank account using PayID details, simplifying the withdrawal process and ensuring efficient fund transfers.

Cons of PayID Transactions:

  • Limited Availability: PayID is not widely accepted across all online casinos, limiting users’ options for utilizing this convenient payment method.
  • Bank Account Linking: Users must link their bank account or mobile phone number to transactions, potentially raising privacy concerns due to the creation of a digital trail of financial activity, although this process is standard for many online banking transactions.

13. GPay

Google Pay is an electronic payment system developed by Google and introduced in January 2018.

It quickly gained popularity due to its use of NFC technology, enabling fast, secure, and contactless payments. The program is free to install and use, and it supports various currencies.

Pros of Google Pay:

  • No Commission: Free to install and use, no deposit commissions.
  • Quick Connection: Cards are easily linked by entering details.
  • Instant Money Transfer: Facilitates immediate transactions.

Cons of Google Pay:

  • Not Widely Used: Still emerging; not universally accepted.
  • Some Restrictions: Certain casinos may limit withdrawals or not support pay by phone.

Google Pay uses multiple layers of security and doesn’t share your actual card number when you pay in stores. It also supports biometric authentication systems.

14. Ethereum

Ethereum casinos, also known as ETH casinos, are becoming really popular for online gambling. They use special technology called blockchain and smart contracts.

Usually, you need to deposit around NZ$10 to NZ$20 to start playing at an Ethereum casino.


  • Secure Transactions: Ethereum uses blockchain for secure and transparent transactions.
  • Faster Processing: Transactions settle within minutes, unlike traditional bank transfers.
  • Privacy Protection: Transactions occur between crypto wallets, reducing the exposure of personal information.


  • Limited Acceptance: Not all NZ online casinos accept Ethereum.
  • Technology Unfamiliarity: Some users may not be familiar with Ethereum.
  • Volatility Risk: Ethereum’s value can be volatile, potentially reducing deposited funds’ worth.

You may also like to read about online casino real money with no deposits.